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Me I've beenon both sides of the coin. So I can offer a balanced view. Yes, you're insurance company will get you to pay the excess. But the patrol will be repaired or replaced.
As for the unlicenced mongrel, you can take civil action against him for loss of income, the excess payment, any holiday booking fees lost, and the Yellow Canary Ticket that youwould notreceived if you had been on your way with rods in it.
At the moment any words will seem shallow, but they say that looking at ifs and butsdon't help. We have to se the positives, and the biggest is your family still have YOU in one piece.
With sincerety I write this and send this with a note of positiveness, not meant with any maliciousnes.
Tim
Getting Older Is Unavoidable, Growing Up Is Optional!
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