Question ..........

I own two vehicles, one for daily use, and my 2014 Patrol for holidays and occasional weekend trips. As I am now retired and on a set income, holidays & trips needed to be well planed and funded for. My Patrol's insurance will soon be due and I'll be looking for a good price.

What I want may not exist .... reduced price for reduced use, equals reduced risk.

Does Club 4X4 offer a reduced price for those people that only use their 4WD less frequently than the annual average? Since retiring and buying a second vehicle, I estimate my 4WD will only travel between 5 - 6 thousand K's per year and while not in use, be parked in a locked garage with someone home most of the time. Having worked for an insurance company for 35 years, I am well aware that perceived "risk" is the driving factor in determine costs ( also profits for shareholders ), surely the situation I describe warrants a reduced price due to the reduced risk.
Is this something that Club 4X4 offers?

Bazza