Wouldn't think the 20mil public liability insurance would be the deal breaker. I have it on my other business and its only $2500 p/a for it. I think it just more of a case of its a specialised thing so we charge a specialised price. Lol
Edit : What ET said.
I could cut and paste the links into state by state in the OP. I think will help scanning through threads???
From my limited understanding from the jibberish in some of these links. The ruling on 35's isn't governed on vehicle vendor. Its more so just on the size of the tyre. I found no words, so far, mentioning Nissan Patrol.






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