The only way you will get an agreed value in excess of 15K is by car plus extra's of say 9,000 agreed for the car and 6,000 for the extras
A lot of the time modifications etc won't get you a single dollar extra.
It will need to be things like plus a fridge plus a drop slide, plus a custom bar and winch, plus a draw system
You will still get punished big bucks in excess etc for being under 25
I am with Shannons and if under 25's were insured it would either cost me heaps more to "share the risk" or cost you what the other mobs are charging
Sorry man and totally out of self interest I acknowledge but I am happy paying less for the lower risk.
I had an E49 Charger when I was under 25 so I feel your pain...
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