Hi mate I would go with option 2. I wouldn't be able to live with the inlaws or my parents for that matter! Pay off the debts then reinvest the amount you would be paying into them into a high interest account while you wait for the house to sell. Keep looking at vans new or 2nd hand to save cash and give more of a safety net. Put a 15 to 30 day condition on the sale of your house so you can buy a van in that time and you can work the budget from the agreed sale price. Just my 2c worth it's what i'd do