A little unpaid debt will soon assume huge proportions through high rates of interest; a karma (action) however trite, done with intention to benefit by the fruit thereof will involve future births in order to eat the fruit. The scriptures recommend one to wipe off all outstanding balances of Karma through three clear steps: First, the execution of actions righteously, with the right mental attitude (Karma-Jijnasa). Then comes the observance of moral codes for the upkeep of society and the discharge of one's duties and obligations (Dharma-Jijnasa). Finally, chanting the name of the Lord (Namasmarana) and considering it as one’s primary spiritual practice (Brahma-Jijnasa). Take any name of the Lord that pleases you – the cleansing value, curative value and the sweetness is exactly the same. Namasmarana will make you stick to the thought of God.
-BABA