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Currently in the process of buying another house. My broker got me a good deal from a lender on the other side of the country, anything is possible with internet and electronic signing these days although the amount of times you have to verify your identity is tedious. If you don't have a newish smartphone to run the app they use you'd be lost.
They are pretty much interested in your ability to reliably make repayments, with room to move incase interest rates increase a little. After all the info this lender asked for I wasn't 100% confident we would get the finance, but somehow we did.
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