Insurance time, again! Early GU owners, who do you use?

[mudski]

After a few days back and forth between my broker and I we have come up with this.

Quote from IAL.

Vehicle Agreed Value $11,400 plus the value of the accessories and modifications.

Accessories/Modifications $5,610

I told them that it's a 4wd and will be used as one on tracks and through river crossings this is there response.

IAL covers 4wd for personal use only, but please note the following exclusion: Pg 22, point 7 in the motor PDS:

Motor sport*“being used for any motor sport or time trial, or was being tested in preparation for any motor sport or time trial or on a track or club days.

I will recheck with them about being on dirt tracks.

Premium $1476.00 or $129.00 per month
$600 access.

Does it matter what accessories and modifications are listed, seeing that the rest are part of the agreed value?


Sent from my CPH1979 using Tapatalk

Thats a lot for the little its insured for. Mines covered for $56k, give or take a k, and my premium is not much more. Over insured, maybe, but well covered incase it does get written off. I reckon you could get it cheaper.