A club for you Vics

[happygu]

Winnie,

Here is the full document for you...

http://www.fwdvictoria.org.au/upload...20Overview.pdf

You can organize Full Comprehensive Motor Insurance with them too, and a portion goes to the Association....

[Clunk]

Let's say I am in a proper 4WD club associated with 4WD Vic, and I go on a club trip, what sort of insurance is it?
If I roll my car do they pay me out? Or is it more if I hurt myself they cover the bill? Just curious.

its just public liability as far as I'm aware, doen't cover the cost of damage to your car. Don't really understand myself because as a club, they have to pay insurance . Don't know the reasons for having to pay the Association................. if someone knows more then chime up and fill us in, not mentioning any names Evil Twin

[Sir Roofy]

Maybe im to old fashioned but having a read of the above insurance doco seems like they want to own you as well if you want to have a fun day and it doesnt suit them, no go, if we wanted to go back to kris,s i doubt if that would be covered either as said its a very grey area, so now who takes up the challange you could find out by ringing this mob and see what could be done for any one interested in going down this path thruogh np
but if a the disclaimer is posted along with a trip notice e. O. I and every one understands that ifyou go on the trip its at your own risk every assistance in rcovery would be availible on the day

[the evil twin]

... here I was having a snooze and Clunk goes and wakes me up

The Club insurance is all public liability orientated and when incorporated the ability to sue individuals for damages are limited.

As prev posted by others your vehicle etc is your problem.

The insurance is there so if your on a Club run, hypothetically, your using a chainsaw and slip and chop the agates of a prize bull or damage their property or are fishing at the nudie beach and hook an appendage then they are covered (well, except the patrons) and then they and you aren't left with no house.

Given how cheap it is (ours is about $15 per member per year for 20 mill cover which insures a lot of Bull sperms or many K's of fence) and the fact you cannot get into a lot of venues or carry out activities without the cover it is easily worth every cent IMHO

[liftlid]

Insurance may well be important when on a organised club run, what we were trying to define is exactly what benefits of membership the 4wd association where offering with the suggestion of us becoming associate members and if we would even be covered by their insurance?
On my reading of the 4wd association rules, the rules would need to change before we would be covered.

[Drewboyaus]

A quick update from my end......
Have been out of the office on the road all week so haven't had the opportunity to chase the insurance issue up. Will do so next week.

Sent from my iPhone using Forum Runner

[the evil twin]

Insurance may well be important when on a organised club run, what we were trying to define is exactly what benefits of membership the 4wd association where offering with the suggestion of us becoming associate members and if we would even be covered by their insurance?
On my reading of the 4wd association rules, the rules would need to change before we would be covered.

Hiya Cobber
You are correct.. the question (and my response) from Winnie and Clunk was about Club Runs

Further to the overall discussion...

I saw some comments by some posters about politics earlier and didn't respond but if your peak bodies (ANFWDC, WA4WDA etc) aren't 100% political then they aren't fulfilling their function.
It is the same for anything EG the AFL, CAMS, etc etc albeit if professional sports are involved there is also a regulatory function.
The peak body of an interest group is a force multiplier as it is a representation of the views of the masses IE if everyone individually wants to approach the Minister of Long Drop Dunnies because 10,000 4WD enthusiasts think they aren't deep enough or TCIS for insurance discounts it just won't happen.

You have to have a manageable number of represtatives and proof of whom you represent.
That is acheived by affiliation with an entity of legal standing membership of which has both benefits and responsibilities.

Soooo...
An individual joins a group of like minded people, lets say the Upper Kumbuctta West Patrol Club.
He doesn't join the Cletus Valley Cruiser Club 'cause it is too far away or they drive shit cars or one of their members backed over his Cat.
But... the members of both Clubs would really like to use deeper long drops so they affiliate to form a regional association.
They already know a meeting of everyone is superfluous and there is no point in everyone being individual members of a peak body as all they need is a representative or two.
When the regional body finds that there are other Associations with similar views the process continues again to whatever level is necessary.

Exec Summary...
Why would an individual want to be a full member of a peak political body and why would the body want individuals?
If you end up with 10,000 individual members you are back where you started and still have shallow long drops 'cause the Minister won't speak to you all
If you want to play AFL you join Geelong, Port, Freo or Collingwood not the AFL... uummm forget Collingwood actually everyone hates them

Sooo why not join the appropriate affiliate?
If you don't like the affiliate how can you assimilate into the peak body who represents their views or goals?
If you want the advantages the affiliates have gained by establishing codes, training minima, rules (as much as they may suck) or access relationships what makes you as an individual so special?

Disclaimer - not having a shot at anyone and written in a light hearted vein which sometimes may not come across as intended when read

[liftlid]

Hiya Cobber You are correct.. the question (and my response) from Winnie and Clunk was about Club Runs Further to the overall discussion... I saw some comments by some posters about politics earlier and didn't respond but if your peak bodies (ANFWDC, WA4WDA etc) aren't 100% political then they aren't fulfilling their function. It is the same for anything EG the AFL, CAMS, etc etc albeit if professional sports are involved there is also a regulatory function. The peak body of an interest group is a force multiplier as it is a representation of the views of the masses IE if everyone individually wants to approach the Minister of Long Drop Dunnies because 10,000 4WD enthusiasts think they aren't deep enough or TCIS for insurance discounts it just won't happen. You have to have a manageable number of represtatives and proof of whom you represent. That is acheived by affiliation with an entity of legal standing membership of which has both benefits and responsibilities. Soooo... An individual joins a group of like minded people, lets say the Upper Kumbuctta West Patrol Club. He doesn't join the Cletus Valley Cruiser Club 'cause it is too far away or they drive shit cars or one of their members backed over his Cat. But... the members of both Clubs would really like to use deeper long drops so they affiliate to form a regional association. They already know a meeting of everyone is superfluous and there is no point in everyone being individual members of a peak body as all they need is a representative or two. When the regional body finds that there are other Associations with similar views the process continues again to whatever level is necessary. Exec Summary... Why would an individual want to be a full member of a peak political body and why would the body want individuals? If you end up with 10,000 individual members you are back where you started and still have shallow long drops 'cause the Minister won't speak to you all If you want to play AFL you join Geelong, Port, Freo or Collingwood not the AFL... uummm forget Collingwood actually everyone hates them Sooo why not join the appropriate affiliate? If you don't like the affiliate how can you assimilate into the peak body who represents their views or goals? If you want the advantages the affiliates have gained by establishing codes, training minima, rules (as much as they may suck) or access relationships what makes you as an individual so special? Disclaimer - not having a shot at anyone and written in a light hearted vein which sometimes may not come across as intended when read

We still need to answer the original questions of the recent posts which may have hijacked the thread slightly due them discussing np.com joining the Vic 4wd association and not np.com members joining a local 4x4 club

[Clunk]

We still need to answer the original questions of the recent posts which may have hijacked the thread slightly due them discussing np.com joining the Vic 4wd association and not np.com members joining a local 4x4 club

What original questions?

[liftlid]

What original questions?

Vic 4wd association associate member offer to np.com members that they made