After a few days back and forth between my broker and I we have come up with this.
Quote from IAL.
Vehicle Agreed Value $11,400 plus the value of the accessories and modifications.
Accessories/Modifications $5,610
I told them that it's a 4wd and will be used as one on tracks and through river crossings this is there response.
IAL covers 4wd for personal use only, but please note the following exclusion: Pg 22, point 7 in the motor PDS:
Motor sport*“being used for any motor sport or time trial, or was being tested in preparation for any motor sport or time trial or on a track or club days.
I will recheck with them about being on dirt tracks.
Premium $1476.00 or $129.00 per month
$600 access.
Does it matter what accessories and modifications are listed, seeing that the rest are part of the agreed value?
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