Hi guys
I m with Club4x4 yes there prices are a bit higher than the others but when you go into the policy you do get value for money with all the extras.
You do need to talk to them and they will tell you every thing you get from your policy there is recovery costs of up to $1500 included and $2000 for camping gear,cameras,food,fuel included in the price.
Call them you will be surprised at whats covered and options they offer, don,t forget how much accessories cost to buy and fit them.
That s my 2 cents worth I hope it help you decide.

accessories