I just rang them to test the water - quoted me "market value" on vehicle and modifications (so depreciated value of accessories/mods - not replacement value).
92 Ti Wagon - $6600
No limit on accessories (I listed $16000 worth, and would subsequently assume that means some calculated figure of return from there - not 100% of this value in event of write off).
$887 per year ...
Still worth posing the question I suppose.
EDIT: had no problem with insuring any mod so long as engineered - no problem with turbo, suspension lift, fuel system, etc




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