From their website... http://www.dgainsurance.com.au/4wd.htm

The Policy:

Managed by DGA Insurance Brokers

For more than a decade DGA has been servicing the insurance needs in the 4WD industry.

As market leaders in 4WD Insurance, DGA has earned a reputation for total reliability and superior customer service.

Specialist insurance for your vehicle

The makes and models of 4WD vehicles available today are as varied as the needs of their owners: city driving, highway towing, outback touring, off-roading and farming. Now, protection for your "whole vehicle" is here through Australian 4WD Insurance. All you have to do is nominate the value adding equipment to be insured.

Many 4WD owners fit aftermarket accessories to obtain the best possible performance and protection. Sometimes the unavoidable happens and many owners are subsequently confronted with vehicle insurance problems. Small print which negates cover due to minor or major modifications is often discovered too late - after the accident.

Australian 4WD are aware that standard vehicles often can't do the job, nor can standard insurance policies

So we have designed and negotiated insurance cover specifically for 4WD owners.

Australian 4WD Insurance today is able to offer you insurance that will protect your investment and give you peace of mind Australia-wide, on and off gazetted or public roads.

Special features of this policy:

Full off road cover anywhere in Australia
Cover for imported 4x4s
Australia-wide coverage for drivers 25 and over
No exclusions for modifications
A new vehicle if yours is written off in a collision within two years of manufacture (before 30,000 kilometres)
Emergency repairs after a collision or theft
Temporary accommodation if your vehicle is disabled or stolen more than 100 kilometres from home
Cover for damage to a towed trailer
Cover for personal belongings, portable refrigerators and camping equipment
The cost of hiring a vehicle (for up to 14 days) if your vehicle is stolen
Windscreen claims do not affect your No Claim Bonus
Faultless No Claim Bonus and Faultless Excess
Protected maximum No Claim Bonus
$20,000,000 legal liability for Property Damage
Pay by the month premiums available at no extra cost
No limit on the amount of accessories fitted
Standard excess applies to off road accidents
Choose your own repairer


Sound good to me. Just in time since my renewal is coming up next month! As long as the premium is competative!

Group discount anybody?