Originally Posted by
Elz
Hey Kalen,
This thread has been a really interesting read. My current insurance is up soon and i'm doing the usual hunt for a new deal.
Wondering where you guys sit with this situation...
I've got 2 sets of tires, a set of 32" BFG KO2's and set of 35" BFG KM2's.
I use the 35" when doing some of the more hardcore tracks but more often than not, I'm on the 32's. The patrol isn't my daily driver, it sits in the carport unless i'm going out 4wding.
Obviously no insurance will cover me for incidents on road with 35"s, that's fair enough.
My question is, would I be covered with Club 4x4 if my rig was stolen from my carport while sitting on the 35"s? I don't always change back to the 32"s after every hard weekend on the tracks but i want to have the piece of mind that I will be covered if the rig is stolen or somehow damaged while in my carport.
Also, would I be insured while using the 35"s off road? Lets say a river crossing in the High Country goes bad or a rollover happens. Am i covered then? I ask because we all know bigger tires improve off-road performance, they are a benefit while off road, would I be covered in the event of a single vehicle indecent while off road?
I live in Victoria where 35"s are not road worthy even with an engineer cert. Sadly that's the law for a vehicle on the road but its the off-road use i'm interested in.
One last side question, do you cover damage caused by contaminated fuel? (I seen you posted a link to Facebook a while ago but i couldn't find the post on your fb page)
Look forward to hearing from you mate