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2nd December 2015, 01:00 PM
#1
Expert
Club 4X4 - Insurance for 4X4 Enthusiasts
Hi all
Following a great response so far from everyone on the forum (and also the fact that the Club 4X4 promo vehicle is a GU!) we are happy to enlist as a sponsor to this great forum. We will be using this thread to answer any questions, provide updates on our products and events etc. and interact with everyone.
What is Club 4X4?
Club 4x4 was developed after a gap in the market was identified. There are enthusiast companies out there that focus on classic and collectible cars, motorcycles and highly modified vehicles; but there were no direct market options available that tailored for the 4x4 enthusiast!
We set out to build a product that removed the grey areas associated with insurance for off-road scenarios, provide coverage that was valuable and tailored to the needs of the off-road touring enthusiast and become involved and a part of the culture. We are happy to be backed by The Hollard Insurance Company who underwrite other insurance brands such as Real and Woolworths. Obviously very different brands to ours, but they are very passionate about niche businesses which suits us well.
Why Club 4X4
- We remove the grey - What point is there being an insurer for off-road enthusiasts if you don't cover them off road. We make it very clear - gazetted, non-gazetted or cutting your own path. As long as you aren't trespassing or doing something illegal like disobeying signage or law enforcement you are covered
- Off-road recovery cover - What happens if you break down off road? Not an accident or claimable event where your insurer needs to get the car out, but a mechanical failure or just bogged? Roadside assist (depending on what type of cover you have) wont come and get you from dune 356 in the Simpson. Our basic coverage offers you $1500 of recovery cover. So you arrange to get out to the nearest gazetted road and send us the bill from an authorised towing company, we refund you. It's that easy. If youré planning the bigger trips you can pay extra to have up to $30,000 in cover
- Australia Wide Personal Effects Cover - So what about all the stuff that we carry along with us on our adventures - Navigators, recovery kits, sunnies, camp chairs, tents, swags - the list goes on. How do you cover them? Generally your insurance will cover up to $500 depending on your insurer, but ONLY if the gear is damaged in a claimable event. What we have done is include up to $2000 cover in our basic policy, covering you for theft, loss or damage to your portable valuable, anywhere in Australia, even if it isn't with the car at the time. Think a "Portable Valuables" cover in your home and contents insurance (which you pay through the nose for!) included in your motor insurance! You can pay extra to get up to $10,000 coverage.
- We cover your vehicle and your mods - the right way - what about your $35,000 vehicle and the $25,000 in mods? How does your current insurer insure you? Not for $50,000 we bet. Our intent is to have you appropriately covered - because we've all worked hard to build our rigs, surely it should be covered for what we lose if the worst were to happen?
- 12 Month Subscription to Pat Callinan's 4X4 Adventures magazine
- Australian Operation - Our call centre is located in Australia and manned by enthusiasts! keeping the focus and jobs in our magnificent country
So there is a quick list guys. There will be more to add as we go so stay tuned. But please take the time to contact us on the below details if we can help, or post here. Particularly like our Facebook page to be kept abreast of any competitions or give-aways coming up in the future.
Happy Touring
www.club4x4.com.au
1800 CLUB 4X4
contactus@club4x4.com.au
https://www.facebook.com/club4x4insurance
The insurer is The Hollard Insurance Company Pty Ltd, AFSL No. 241436, (Hollard). Club 4X4 Pty Ltd is an authorised representative of Hollard, No. 1235616.
Any advice provided is general only and insurance coverage is subject to the policy terms and conditions. Underwriting eligibility criteria applies to insurance applications. You should read the PDS available at www.club4x4.com.au to decide if this product suits your needs.
Last edited by Club 4x4; 2nd December 2015 at 02:43 PM.
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The Following 11 Users Say Thank You to Club 4x4 For This Useful Post:
AB (2nd December 2015), Avo (3rd December 2015), juzzs8 (16th December 2015), mudnut (17th March 2016), mudski (2nd December 2015), NissanGQ4.2 (2nd December 2015), rusty_nail (2nd December 2015), Sherro (13th December 2015), SonOf (18th March 2016), Stropp (2nd December 2015), Woof (3rd December 2015)
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2nd December 2015 01:00 PM
# ADS
Circuit advertisement
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2nd December 2015, 01:39 PM
#2
Patrol God
i must say i was a bit surprised that my quote was over $400 dearer than my current insurer?? whilst some of the younger guys were considerably cheaper than their current insurer.
2003 gu3 td42tdi sold 😞 bloody gvm towing crap. Bt50 3500kg gvm.
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The Following User Says Thank You to Stropp For This Useful Post:
LaughingBeagles (10th December 2015)
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2nd December 2015, 01:53 PM
#3
Expert
Hi Stropp, sorry to hear that.
Do you have a quote number that I could have the team take a look at and explain why it is how it is? As you know there are many variables that will affect your premium - and it only gets harder when you compare to other insurers as the coverage is totally different, from the sum insured we will give you down to the coverages that we provide in the basic policy. Being specialised sometimes means we can't compete with the mainstream insurers from a price perspective unfortunately.
Would love to have a look into it for you if you still have the quote number though.
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The Following User Says Thank You to Club 4x4 For This Useful Post:
MudRunnerTD (9th February 2016)
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2nd December 2015, 02:05 PM
#4
Patrol God
thanks, i have sent you a pm
Originally Posted by
Club 4x4
Hi Stropp, sorry to hear that.
Do you have a quote number that I could have the team take a look at and explain why it is how it is? As you know there are many variables that will affect your premium - and it only gets harder when you compare to other insurers as the coverage is totally different, from the sum insured we will give you down to the coverages that we provide in the basic policy. Being specialised sometimes means we can't compete with the mainstream insurers from a price perspective unfortunately.
Would love to have a look into it for you if you still have the quote number though.
2003 gu3 td42tdi sold 😞 bloody gvm towing crap. Bt50 3500kg gvm.
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2nd December 2015, 02:07 PM
#5
Why doesn't your online quote thing work for a 93 Nissan Patrol? I'd imagine it'd be a pretty popular vehicle in your line of insurance.
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2nd December 2015, 03:35 PM
#6
Patrol God
Originally Posted by
Throbbinhood
Why doesn't your online quote thing work for a 93 Nissan Patrol? I'd imagine it'd be a pretty popular vehicle in your line of insurance.
not sure what winnies year is but he was very happy with his quote on GQ
2003 gu3 td42tdi sold 😞 bloody gvm towing crap. Bt50 3500kg gvm.
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2nd December 2015, 03:49 PM
#7
The 747
Originally Posted by
Throbbinhood
Why doesn't your online quote thing work for a 93 Nissan Patrol? I'd imagine it'd be a pretty popular vehicle in your line of insurance.
Yeah mine's a 93 as well and I couldn't do the online quote. I called them up anyway, you're gonna get a much better deal most of the time when you call regardless of which insurance co. you call.
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2nd December 2015, 09:59 PM
#8
The master farter
So Kal. I take I will be receiving the mag subscription too?
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3rd December 2015, 05:25 AM
#9
Expert
Hey guys. Rest assured we do want the GQ's! It's just that when a vehicle gets to a certain age we prefer to talk about it and maybe get some photos through. Give the team a call on 1800 CLUB 4X4 and they will walk you through the process. Otherwise send me your details here and I'll arrange for one of the guys to give you a call.
Sent from my iPhone using Tapatalk
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3rd December 2015, 05:25 AM
#10
Expert
Originally Posted by
mudski
So Kal. I take I will be receiving the mag subscription too?
Absolutely! You should receive a notification soon mate. You'll go into the next magazine run which is early January!
Sent from my iPhone using Tapatalk
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The Following User Says Thank You to Club 4x4 For This Useful Post:
mudski (3rd December 2015)