http://club4x4.com.au/
Still not happy with BDI, thought I'd do the ring around again and came across these guys. Anyone with them?
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http://club4x4.com.au/
Still not happy with BDI, thought I'd do the ring around again and came across these guys. Anyone with them?
Is this the same mob that came out following the unsealed / pat callan survey few months back?
Their cover and inclusions all seem pretty impressive - be interested in hearing from anyone the uses them as well.
I did a quick online quote today which came out to about $1200p.a for market value of $25,500 and $12k of accessories -- if I bumped up the value of my accessories anymore they wanted to call me I discuss further.
I'm currently paying $800 with aami, so will hav a closer look when it's time to renew
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Interesting..
I'll have a look at them tonight.
A mate of mine is with Shannon's Insurance. He is covered Australia wide on any track as long as you are not making the track yourself as you drive. I will be looking at them once my insurance runs out. He pays $600 p.a. for a $15000 craplux.
Yes i believe this is the mob via Pat/ unsealed. I need to do something very soon. I need to sit down and actually ring around as online quotes are quicker but you do pay more....Quote:
Originally Posted by Bacho86
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I have always got a better price/cover dealing with a human.Quote:
Originally Posted by mudski
I reckon Online is OK for the daily drivers or mums taxi but with a 4X and the amount of extras most of us have then the Online software doesn't hack it
I just tried to do an online quote with Club4x4 and when I said I had a 1993 Nissan Patrol, I got a popup that said my rig must be pretty special and I should give them a call to chat about it, then wouldn't let me go through with the rest of the quote.Quote:
Originally Posted by the evil twin
I'll give them a call after work
Yeah you would think that they would ask age, model and make of vehicle first, if that's what they going to need to do.Quote:
Originally Posted by Winnie
I just went all the way through it,it asked the question has your car got airbag suspension..YES...please call us....FUCK OFF....all I wanted was a quote not a ffnnn chat
They all want to talk to you now. no online quotes anymore.
Just get the quote and when they try the hard sell, and they will, tell them they are the first call on your list and you are getting quotes from lots of others. "If you want my business make sure the quote you just gave me was your best price!"
I lied and I answered no.Quote:
Originally Posted by Avo
The 'help' specifically says "air bag of any description on leaf spring suspension" and mines coils
Got 'em on a technicality...hehehehehe
The quote the Online software gave me at the end was slightly cheaper than my existing policy (Shannons)... but... Shannons have been painless to deal with so far.
Might check out this mob in more detail before next renewal
Sounds expensive to meQuote:
Originally Posted by Bacho86
I have a full off road insurance coverage for my new 2015 GU patrol wagon with $15000 assessories
I dont pay as much as that
Its via 4 Wheel Drive Australia
Daughter works from budget and tells me they cover the smae thing
I have been speaking to them on the phone for a while now, the bloke told me that if you have air bag suspension on leaf springs they will not even consider to insure you. Coil springs are fine. He said that is the only modification that will throw you out instantly.Quote:
Originally Posted by the evil twin
They seem like they know what they are talking about, because my accesories are twice the market value of the vehicle they have to contact the underwriter first but he reckons it will be fine.
Hiya Winnie,Quote:
Originally Posted by Winnie
Fair enough, nobody likes leafies anyway (joking boys, just joking...)
I certainly intend to get a 'real' quote off them for my Ute, 'Van and daily driver bundled up
Their Caravan Quote doesn't work online, well, not for me anyway, just defaults back to 4X4 Vehicle
I'll post back how I go with them, they've asked me to list the mods and accessories with approximate costings of each, including labour.
I had to send them 4 photos of the vehicle, front rear and sides too.
@ Winnie does Snatch 4x4 have insurance for club trips or
is the onus on whoever goes like forum trips
We have public liability through 4WD Victoria, but it is not vehicle insurance.Quote:
Originally Posted by threedogs
Who's the Prez of 4wd Vic now???
No idea mate
too dear 1200 for 43k and i am insured with shannons for 43k at $800.
It will depend on soooo many variables, CobberQuote:
Originally Posted by Stropp
The online quote I got back from Club 4X4 was $550 for $37,000... about $30 cheaper than what Shannons are billing me...
Wtf. The quote i got from them was around 1200 for their maximum of 27k. And that was putting my wife as the main driver, and shes rating 1. Have never had a rating so i just go as the second driver.Quote:
Originally Posted by the evil twin
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Mine is low because I answered every question in the lowest risk IE, not a daily driver, low annual K's, noone under 30, no second driver, etc etcQuote:
Originally Posted by mudski
I did notice their Excess is quite high
Club 4X4 have got my business... They will insure my GQ for $36k including accessories for just under $1100, with a $650 excesswith monthly payments, and heaps of extras
I was currently paying $1200 for $15k cover, with a $850 excess with no extras through DGA Insurance
Nice work Winnie, sounds like a great deal!Quote:
Originally Posted by Winnie
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Great result... will be good to see if they can keep up that pricing once the claims start rolling in tho.Quote:
Originally Posted by Winnie
At least you know you are good for 12 months at that price you signed up for however
I don't think I would be wrong to assume that the premium would go down as I get older too... 25 seems to be an age bridge for most insurers.Quote:
Originally Posted by the evil twin
Yes, that is true.Quote:
Originally Posted by Winnie
The only fly in the ointment is I don't really see how this mob can operate on the prices on offer ATM unless they are very selective on their clients
If DGA write off 3 "Winnie equivalent" GQ's they are out $45K, Club 4X4 are out $108K
That means they have to collect an extra $60K roughly in premiums or have only 1/3rd the number of write offs per insured compared to the other insurers.
Sure it's doable, thats how Shannons work, but Shannons are very choosy.
Anyhoooow, grab it while it is on offer, I know I'll do the same in 6 months or so when my insurance is due if Shannons aren't competitive in the same pricing
I see what you mean... DGA started out the same and after 12 months changed all their policies to exclude mods and accessories
TCIS took the 'jack up the premium path'... my premiums went up 50% in 3 years which is how I eneded up at Shannons a couple of years back.Quote:
Originally Posted by Winnie
Big premiums for shit coverage is the insurer saying "well, your not a total reject but we aren't all that keen either sooooo... if you wanna give us a heap of cash we'll see how it goes and at worst you will help subsidise the cost of the total tools we didn't filter out"
When I was 18 I got a quote through youi for my $2000 EA Falcon... They wanted $21,000 per year to insure the car for 2kQuote:
Originally Posted by the evil twin
Who is their underwriter I wonder!
They did tell me but I don't remember... They are going to email me a package so I'll let you know when I get thatQuote:
Originally Posted by TimE
Hollard Insurance Company Pty Ltd (part of Hollard Group, South African by birth)Quote:
Originally Posted by TimE
They also underwrite Real Insurance and a heap of other niche thingys
They do Woolworths too.Quote:
Originally Posted by the evil twin
... poor bastards...Quote:
Originally Posted by Winnie
yeh i did those answers too ET and still way over for me :(Quote:
Originally Posted by the evil twin
I think it's because of your goatee =]Quote:
Originally Posted by Stropp
...plus his Patrol is white.Quote:
Originally Posted by Winnie
Bloody white car driving, goatee wearing hooligansQuote:
Originally Posted by the evil twin