Asking for witnesses to incident in Braidwood

G'day everyone,

During our return from a very enjoyable weekend at Captains flat with you all, I was involved in a minor incident at the service station n Braidwood where a lady reversed her little Honda Jazz into the rear corner of my camper trailer whilst I was stationary at the time.

Unfortunately I received a letter in the mail today from the ladies insurance company, NSMA, stating that I was at fault in regards to the damage caused to her car.

Can I ask if any of you saw the incident, would you mind making a statement as to what you saw please?

Cheers,

Rob

Any security cameras at the bowser.

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Originally Posted by klompy

Any security cameras at the bowser.

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Not that Im aware of. But if there was the footage would be erased by now 4 months down the track

Hey Rob, I was parked right next to you but did not see the actual incident.

That sux mate I hope it gets sorted. And she would know it was her fault.

Sent from my iPhone using Forum Runner

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Originally Posted by Winnie

Hey Rob, I was parked right next to you but did not see the actual incident.

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No worries Winnie. I was stationary at the time and she reversed into me so I can't see how its my fault.

Not to worry. If I can't find any witnesses then its her word against mine.

Do you have pictures of the damage on your camper? That could show that she hit you, not you hitting her.

Hmm, that sux, what's wrong with some people?? Even people that seem trustworthy can be dodgy sometimes, insurance could be partly to blame too. Best of luck with it. . .

Do you have insurance, if so get them to fight it and if she admitted fault verbally sign a stat dec to that fact and get your insurance company to fight it mate, they are trying to bluff you if your insurance company is not involved yet.

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Originally Posted by Stropp

Do you have insurance, if so get them to fight it and if she admitted fault verbally sign a stat dec to that fact and get your insurance company to fight it mate, they are trying to bluff you if your insurance company is not involved yet.

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Exactly what I was thinking too

The camper is covered by insurance but not the GQ. However, I have access to a legal team that I can utilise if I need to.

However, I will call NRMA in the morning and give my side of the story.

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Originally Posted by rkinsey

Not that Im aware of. But if there was the footage would be erased by now 4 months down the track

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Surely this time frame puts enough doubt onto the claim that is was even you she ran into. Surely there is some kind time frame like 30days or something that only a claim can occur in?

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Originally Posted by Winnie

Hey Rob, I was parked right next to you but did not see the actual incident.

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ok but was he in the car and or was his car stationary.

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Originally Posted by kevin07

ok but was he in the car and or was his car stationary.

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Like I said mate I did not see. I did not notice what had happened until after I got out of the car

Watch out for little old ladies................... they are not what they seem

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Originally Posted by Rossco

Hmm, that sux, what's wrong with some people?? Even people that seem trustworthy can be dodgy sometimes, insurance could be partly to blame too. Best of luck with it. . .

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sounds like another family member helping out gran.
they may keep video longer than 4 mths can only ask

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Originally Posted by kevin07

ok but was he in the car and or was his car stationary.

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Yes I was in the car and it was stationary.

I had stopped reversing because I saw that I was at the wrong angle and was going to hit the bowser on my left front corner in front of my car. I stopped, watched as the lady walked down the hill, between my car and hers (My car and trailer were blocking her exit) she got into her car, started it and began to reverse. I had no time to react at all.

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Originally Posted by Winnie

Like I said mate I did not see. I did not notice what had happened until after I got out of the car

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what did you see you don't have to see it happen you can be a witness as to what your saw after you got out of your car what made you get out did you hear something

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Originally Posted by kevin07

what did you see you don't have to see it happen you can be a witness as to what your saw after you got out of your car what made you get out did you hear something

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I got out just after I parked to go to the toilet, I did not even see Rob or the other driver there until I got out of the car. I did not see if he was moving or stationary.
I simply came along after the incident.

My Wife witnessed the incident so I have one witness.

Probably not the best place to discuss this matter,,,, PM would be better.
I know of one member who's insurance Co logged onto this forum for info.
Tread lightly eh, just saying

all good now

Well. Good news so far.

I called NRMA this afternoon. Spoke with a lovely young lady who was very helpful.

I gave my version of events and she said that was interesting as the version she has from the other party states that we were both reversing and I damaged her door. Not even close.

They are going to send me some forms to fill out to give my statement as well as diagrams and pictures.

From my account over the phone though, the young lady that I was talking with said that the outcome will be that we are both liable for any damage done to our own property.

Thanks for all of your support.

I have always said the honesty will always win out.

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Originally Posted by rkinsey

I have always said the honesty will always win out.

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im glad you have a potentially good outcome mate!!! that last comment is really funny tho, when u consider your signature says "When all else fails..............cheat!!"

Its not over yet Nic................

Although I was very pleasantly surprised with how I was treated by NRMA. To be honest I was gearing up for a fight.

Sorry Rob, I came up after the incident. Good luck with it all.

Insurance company's suck the big one......oh and especially NRMA, well they were when I mad a claim many many many years ago

A few months back a lady backed into my roo bar in a coles car park, despite me leaning on the horn button and swearing very loudly. Got a call acouple of days later from Coles insurance. i asked why as their i didn't know Coles do car insurance - they do. The girl interviewing me asked me if i could have moved (reversed) and avoided the incident. I answered no and she wanted to know why not. I simply said that if I hade reversed i would have run into the car behind me which i could see in my mirrors, the same as their client could have seen me in her mirror if she had looked. The point is here that she then told me that we would probably be held equally responsible for the accident and requested the name of my insurance co. I refused and hung up and havn't heard a thing back. They will try to place the blame firstly on you then equally without any evidence at all. It is just proceedure. Do you know if insurance covers accidents in service station drive ways? I know that my car park incident was not covered as a road incident and they were just trying it on. End of the day she had demolished the rear of her car and I had a nasty scratch on the roo bar. Polished it out. Good luck with it.

I can give you good advice, PM if you're interested, but it seems the agency has proceeded already. In the end, give them nothing, admit nothing, give them no facts to go on until you have spoken to your agency and have as many facts and documents/pictures etc in your possession.

When in doubt - NO COMMENT until you have advice

Agree with Lexx, you never admit any form of liability as they will take that and run it as an admission.

I would definitely advise your insurer as you pay them a premium to work for you in these matters. Also it used to be 30 days for tapes but with digital these days, who knows. It is worht asking telling your insurer as they can usually follow that up for you as well.

I have seem some doozies in my time in insurance, especially when I worked in the fraud section of the insurers, it is amazing what people will try.

Having dealt with lots of different cctv depending on the set I've used one that lasted 2 weeks (very old still had to record onto vhs) to a state of the art facial recognitjon that was linked into an id scanner and could go back up to 4 months, can't hurt to ask them however they are not likely to talk to you about it for their own security reasons your insurance company or the police are a far better bet.