My GQ might be a write off?

G'day all,

So a bloke rear ended my car when I was turning into my street (Sh#t luck) and I've gone through his insurance policy and i'm waiting until next week when an assessor comes out to give it a look.

I've been told by a few people different stories about what they think I will get for it, Some say a thousand just because its old...

Just wondering if anyone has dealt with an insurance company where they buggered you over?
Don't have a picture of it but under the wheel arch the whole thing from end to end is just one big crack about 5mm open
Here's a few pics

Crikey he must have hit you hard..... I got hit by a truck last month and not a scratch.. his truck was rooted!!!!

That's a Hell of a hit..
If your worried about a write off pull as many accessories as possible quick.. anything that's not noted to the insurance company, like uhf, gauges, draw systems and cargo barriers. Cos they won't pay you for them...

Kallen Westbrook
Owner of
Westy's Accessories

Yeah this was his car in the end, Surprised he didn't hurt himself

Playing with his F%^£$ing phone was he???

Quote:

---

Originally Posted by Westy's Accessories

That's a Hell of a hit..
If your worried about a write off pull as many accessories as possible quick.. anything that's not noted to the insurance company, like uhf, gauges, draw systems and cargo barriers. Cos they won't pay you for them...

Kallen Westbrook
Owner of
Westy's Accessories

---

I was worried about that kind of stuff, What about my bullbar aswell, I don't have anything that can go on the front for the mean time thought, Thought it might be illegal without one maybe

Quote:

---

Originally Posted by Bloodyaussie

Playing with his F%^£$ing phone was he???

---

Well before he rear ended me I did look back and braced for it, But I did see him looking down, he said he was looking at his speedo but I can't prove anything really. Just going to see how it all pans out, This happened 1 day before I got my engine tuned and a new exhaust put on aswell :/

Pretty sure you can go barless, just cable tie the number plate to the grill. If the cops have photo'd it and they ask where is it, it was your mate's you were trial fitting before you bought one..

But dam lucky no1 was hurt.. he hit very hard..

Kallen Westbrook
Owner of
Westy's Accessories

and the fun begins ripping stuff off, I have a GU steering box, Superior drag link and a RTC steering dampner aswell :/

tell them you want it fixed, you can also negotiate a price with and without your parts, items that are not included in the deal can be removed, often the assessor will tell you to remove what you want to keep. it could pay you to get an independent quote for the repair so you know what it could cost, could help when negotiating.

Quote:

---

Originally Posted by liftlid

tell them you want it fixed, you can also negotiate a price with and without your parts, items that are not included in the deal can be removed, often the assessor will tell you to remove what you want to keep. it could pay you to get an independent quote for the repair so you know what it could cost, could help when negotiating.

---

There ya go. If take these steps.
I think it'll be hard to remove your suspension side though.
And chassis damage or all body? Might be able to find a rolling shell cheap.

Kallen Westbrook
Owner of
Westy's Accessories

TBH I want a payout, But not a $1000 payout. Its a rb30 and I want to try get my hands on a 4.2 petrol hopefully

They will write it off for sure mate. You will get the Redbook price at least for it mate. You can have a look at that online.

Unbolt what you can but don't be greedy. If the car needs to be towed that's fine but it needs to look like it was capable of being driven prior to the accident ;) ie. needs to have a steering box and drag link but refit the original gear if you still have it.

I have a mate that stripped out his air lockers and diff centers and just bolted it all back up and obviously you could not tell.

Grab a crappy Allot bull bar from somewhere cheap if you want your steel bar.

Don't buy it back, it's a write off and now junk. Not worth rebirthing.

Good luck with your search for a new one

Not sure how insurance companys work though... Does the assessor expect everything thats on the car for eg. Bullbar, Roof rack, Dog cage? And if my car was written off, does it mean I can't drive it anymore at all? All i have to do is wrap a rope around the panel and pull it back a bit from the wheel, They wouldn't be any protruding parts

The assessor is only looking for the accessories listed on your policy. If you did not list any then take it all off without a second thought. They belong to you.

Roof rack, cargo barrier, seat covers, good sterol, UHF, good wheels and tyres, lift if you have the old suspension, had running gear,

The assessor won't really care.

If they write it off then it goes on a tow track and they wrote you a cheque, you smile, wave and say thanks!

Happy days!

my GQ was written off, Just Cars offered me $8k minus excess and unfortunately the rest of the year's premium. They asked if I wanted to buy it back (not sure of price) as they were just going to sell it at Pickles. Probably should have, but didn't have the time back then and needed another car ASAP. Got the cheque within a week. All mods covered as told them before hand, although I still lost out on the cost of them (springs, shocks, new 285 tyres). Removed as many bits and pieces as possible (CB radio, drawers, even rear dickie seat, tool kit and jack!).

X2 with Mr, it still needs to look drivable.. head to the wreckers quite and buy a few stock parts..

Kallen Westbrook
Owner of
Westy's Accessories

What do you need???

What area are you in ben ?...I am up not far from Gladstone for the next couple of days until I go north again....I have just taken a chrome front bumper bar off the gq to fit a bullbar...so if you are anywhere near you are welcome to borrow the front bumper bar for the insuranse assessment ...but I would need it back when you are finished...also have the stock springs and shocks...but they are in the bin at the moment until it goes out tonight !!cheers Menace

Cheers for the help menace, I'm over in templestowe in melbourne but I've managed to get my old crappy ally bullbar out of the recycle pile, Just need to remember how the brackets worked on it, But thanks for the offer mate