All Smiles now Bud!!!!!!
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For anyone not aware - Nissan Patrols are considered, & I got this direct from the insurance company, 'high risk vehicles'.
When I took out insurance on the OKA I was buying (which subsequently fell through) the agreed value was more than double the agreed value of my Patrol, but the premium was more than 40% less than the Patrol. When I queried this difference I was told that Patrols are considered high risk. More damage resulting from hoon drivers & more likely to be stolen. My insurance company is Club 4x4 but I think all insurance companies base their premiums on the same sources of 'perceived risk'.
Disappointing that old farts like me get pinged because of Patrol popularity among young 'go hards'.