Yep too right Scotty, Where my miss's works has just shut down a department, she might be lucky enough to get transfered,
but others that are taking a pay out are saying they're going to party for a few weeks, then its xmas and not many will be hiring before xmas so where does that leave them. Go figure.
Admittidlly i did the same thing 4 years ago, but learnt a lesson and I did by the patrol with some of the $$$.
Anyway my point is, get your payout and get straight back on the horse, your payout then becomes profit, spending $$$, back up and you dont hit hard times.

