Tried to get insurance on the GQ but they would not go over $7k agreed value.
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Tried to get insurance on the GQ but they would not go over $7k agreed value.
pm them mate and they will give you a call,alot of guys here have gq and i am sure they are insured for more than that. @WinnieQuote:
Originally Posted by Covo71
Also they insure the mods on top of the car value, so if you give them a list of the mods they will be covered.Quote:
Originally Posted by Covo71
Hi Covo71Quote:
Originally Posted by Covo71
We do a very different type of a"agreed value" to other insurers. Like some of the guys have said, we determine a value for your truck, then we ask you about the value of your modifications. We add both together then you have your value.
If your truck was stock then it is possible that we valued it at 7 but even then that's in the low end from my memory.
Is it stock? What kind of condition is it in?
Feel free to PM me your number and I can get one of the team to give you a call.
Kalen
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Guys it great to be on board for another year. This forum has been great for Club 4X4 because it's given us an opportunity to talk directly to enthusiasts and policyholders alike.
Not sure if everyone has seen it but we are now slowly moving into creating more policyholder benefits. The first is an arrangement with our mates at Cross Country 4X4.
Check out the deal here. http://www.club4x4.com.au/get-insure...ercooler-kits/
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I seem to remember you offering discounted roadside assist as an add-on to a policy. Do you still offer this? My NRMA roadside is due, and wondering if it's worthwhile spending another $200 with them.
Hi abw. That was a campaign we ran a while back. Not right now though unfortunately
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Hi Kalen,
I did speak to someone directly. Told them it was fairly stock with only a 2 inch lift tyres and roof rack at the moment. Car is in original condition with only 200k on the clock. Was told accessories not worth more than $1500 without receipts.
Ok thanks CovoQuote:
Originally Posted by Covo71
Tyres are a consumable so they don't go in the tally so it sounds like that's what made the difference.
Still sounds a bit low though. Do you have a quote number?
For a GQ you also would have had to supply photos, did you send them in?
Kal
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No, didn't bothr sending photos when max was at $7k.
Really sorry to hear that. If you would like me to arrange for another shot please let me know.Quote:
Originally Posted by Covo71
Cheers
Kalen
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Thank so for the offer Kalen, I have a bullbar and winch going on in the next few weeks so will wait till then.
Cheers
Scotty
After looking around for a better policy for my Patrol, I decided to give Club 4x4 a go. The sales rep that I spoke to was very helpful & had my policy sorted in no time. When I rang my current insurer to cancel the renewal they asked why I was changing companies. They were shocked that Club 4x4 could could cover not only my vehicle, but also the mods for around the same money.
Anyway, feel more at ease now knowing that the Patrol, all of its modifications & accessories are now fully covered.
Good stuff! - really glad to hear that we were able to give you what you need.Quote:
Originally Posted by VK2FMIA
Glad to have you on board
Kal
Next Tuesday we have Kallen visiting our club as a guest speaker for our regular meeting, sort of locked this in quite a few weeks ago and now he will be in the Manning next week.
Not sure how it will go for him as there will no doubt be lots of questions and clarifications. But that is his profession so it's up to him how he goes LOL.
Serious though it is a BBQ meet so I will put a beer in his hand and introduce him to our members and he can walk around with them letting them know what Club 4x4 can do as far as insuring their fun buggies.
Really appreciate he can do this and if we can set up a "partner" arrangement they offer a 5% discount... schweeet.
See you next week mate.
Thanks for asking that @Plasnart. I renewed my Club 4x4 insurance for both Patrol & Tvan today (including the extra remote area recovery option), saw that fee & lazily let it slide without understanding why I was paying it.Quote:
Originally Posted by Plasnart
G'day all
Macca, very much looking forward to the club talk mate, I appreciate the offer. I like those talks because people do ask the tough questions and hopefully worthwhile answers help us build credibility. Can't wait to catch-up with your club and setting up the partnership is easily done mate. Let's talk on Monday, I may be able to get that going for you before the talk.
Now, referring to the policy fee. This fee went in in December 2015 If memory serves me well, not long after we launched. This is a fee that forms part of Club 4X4's remuneration model.
As a company, we are agents for the underwriter, which is Hollard. We are lucky to have them on board as they have been very supportive given how out of the box the coverage really is in comparison to the market.
They've also been great in allowing us independence in the terms of sales and service and claims management with minimal intervention. This I believe has made our proposition as valuable and attractive to 4X4 enthusiasts as it has been and has contributed to our strong growth.
So, the policy fee helps us sustain some of the administrative costs associated with going to market with the product that we do. It's important to note that this policy fee may change at times guys, but there is always, always recognition around the overall affordability and sustainability of the overall premium which is inclusive for the policy fee.
Our team is also trained to explain that this policy fee is not refundable outside of the cooling off period, if this hasn't been made clear I want to make it very transparent here.
I really do believe we offer a product that is very competitive from a premium perspective, whilst being completely incomparable from a benefit and coverage perspective.
But as always, I am always available directly for feedback.
Kalen
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Hi Kalen,Quote:
Originally Posted by Club 4x4
My first policy was taken out late March 2016 with no policy fee. Just seems like the absolute best offer is made to potential customers then repeat customers start copping fees. There's no love felt for staying on. If this was brought to the customer's attention in the cover letter of the renewal instead of just being slipped into the bill it wouldn't be so frustrating to us, and would stand you ahead of the pack in customer's eyes.
Hey PlasnartQuote:
Originally Posted by Plasnart
I would need to check your policy as that sounds really irregular. Also, can you check that it is in you Certificate Of Insurance please as it should be broken down there are part of the financial breakdown.
Putting it in the renewal letter is a good idea mate, but like I said it went in from December, we've missed the cut for renewals from that month.
I'm sorry it comes across as deceptive, it truly wasn't meant to be. We do make it clear at the point of sale, but renewals as you say don't have the same interaction other than the Certificate of Insurance.
Feedback appreciated and noted.
Kal
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Hello.
How do you guys go about insuring vehicles where the modification costs far outweight the vehicles value.
I have never ended up insuring my ute as the offers from other insurers for the ute and mods/accessories versus the premium cost was in my eys a complete waste of money.
I have just completed the online quote and the section with the value slider bar was still on the lower side compared to the figure given for the costs of the mods/accessories.
I completely understand that a $ for $ match is asking too much in the eyes of the insurer and the subsequent premiums faced by the insured. But for me, requiring to undertake any form of claim would be if I am left with nothing i.e. the vehicle is completely and utterly destroyed or theft. Then any agreed value doesn't even come close to restoring what was. What options do you have for people who have a hefty list of high end and custom parts
Thanks
You will have to speak to them but I'm in the same boat and they insured me for well above the cars value.Quote:
Originally Posted by Ben-e-boy
I have a tb45 patrol with all the fruit including dual elockers and long range tanks and they covered me no problem
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Yeah I'll see what they come back :)Quote:
Originally Posted by lucus30
Gday Ben-e-boy.Quote:
Originally Posted by Ben-e-boy
It's our bread and butter and not uncommon to insure a vehicle for double it's worth based on the modifications. WHat we generally do is as for a list of the mods with values for each and some photos.
If your like me to arrange for one of my sales team to give you a call please PM me your details and a day and time and i can arrange that for you.
Kalen
That was a great success thanks Kalen, hope it works out for you.Quote:
Originally Posted by Club 4x4
Quote:
Originally Posted by Club 4x4
Hey mate.
When I renewed my insurance. Checked with the pat Callinan account and said I had the subscription renewal with 13 issues remaining. Haven't received my march/April magazine so checked again just now and now says 0 issues remaining. Not sure what happened??
Sent an email to contactus@club4x4.com.au hopefully they can resolve issue.
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Hey mateQuote:
Originally Posted by juzzs8
Not sure what's happened there, but the team should come back to you in a day or two.
Please give us a bit longer than normal as we will have a pretty chunky backlog to get through.
Cheers
Kal
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Well that was the best & easiest experience I have ever had with an insurance company.
Cracked the windscreen a while back, so rang Club 4x4 yesterday afternoon, 1 phone call, spoke to someone I could understand and the new windscreen has been installed already !
Easy as - thanks to Matts Windscreens @ Lonsdale and Club 4x4...
What a great piece of feedback to get on a Tuesday!
Thanks so much mate!
Cheers
Kalen
Got my renewal from Shannons and it has gone up nearly $200 so I thought I'd try Club 4x4. I just wanted a quote so I could see if it is competitive but I need to provide photos to even get an estimate? It seems like a lot of trouble to go to just for a quote. It's nearly winter and it's dark when I leave for work and dark when I get home, I guess it will have to do it on the weekend.
Hi again fellow Patrol owners!
It has been about 18 months since we were on these pages and much has happened since then!
If you are wanting a quote, please jump on www.club4x4.com.au or call us on 1800 258 249.
If your vehicle is well modified, we will ask you for a few photos and a list, but that is so that we can give you an agreed value with your mods ON TOP of your vehicle value.
Happy Touring!
Kalen are you guys looking at doing vans aswell or keeping it purely 4x4's?Quote:
Originally Posted by Club 4x4
I only ask as RAA sound a bit iffy with mods done to my van.
I guess ill see how it goes once certified lol
Gday Bigguwesty,Quote:
Originally Posted by bigguwesty
Mate we do have a coverage for caravans and camper trailers. What exactly are you looking to insure?
Kal
87 dove.Quote:
Originally Posted by Club 4x4
Not much stock left.
Full off road chassis and springs.
New 32" tyres.
Rear bar.
All new interior.
New canvad in 2 weeks time.
Would like to see 8-9g value.http://www.nissanpatrol.com.au/forum...017/05/241.jpghttp://www.nissanpatrol.com.au/forum...017/05/242.jpghttp://www.nissanpatrol.com.au/forum...017/05/243.jpg
Cool - can do. Is it currently insured and are you looking for an agreed value?Quote:
Originally Posted by bigguwesty
I ask that because i need some way to value it as Redbook doesn't exist for trailers.
Yes it is but with old canvas.Quote:
Originally Posted by Club 4x4
Currently 6g but with old canvas..
ok cool - maybe get the new canvas done, adjust your agreed value that way we have a valuation to work off.
When that's done get in touch here and i'll get someone to call you!
:-)
No worriesQuote:
Originally Posted by Club 4x4
@Club 4x4
I have just done an online quote for a Y62 as we are looking at purchasing one. Can I ask why the agreed value is limited? Another insurer allows the agreed value to be up to $76000 for exactly the same vehicle.
Hi NissannewbyQuote:
Originally Posted by nissannewby
Our agreed value for the vehicle only is driven by redbook. We then ask if you've modified it and add the cost of the mods on top to give you a real agreed value.
Is the Y62 stock? Have you got a quote number that I can have the call centre check for you tomorrow?
Cheers
Kalen
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Understood, However I also have the option with the other insurer with adding a $$value for the accessories so I can select the agreed value of 76000 plus 10k of accessories.
Most of the ones I have been looking at are basically stock, some have a bullbar and towbar while others only have a towbar.
Quote# 4453321