Club 4X4 - Insurance for 4X4 Enthusiasts

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Originally Posted by jay see

You can cancel your current one and get paid out on what's owing.

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Thanks.
I was thinking just that jay see, as were heading into the centre returning home on the renewal date.
Be nice to have more applicable cover.
Reckon I will contact Shannons to see about cancelling the policy I have, could get an extra bit off from Club 4x4 as I have roadside assist.
Sometimes they do stuff like that to sign you up.

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Originally Posted by macca

Had a look at Club 4x4 quote page, ends up being about same cost as Shannons, BUT
Greater market value of basic ute, not a lot but some.
Greater value of add ons, a dollar value instead of a list and its 100% covered
Some funds toward recovery, (options to upgrade if required)
NRMA Roadside assist, (just paid it $199 bugger)
Pat Callanans mag for a year, ($75.00?)
Will certainly be talking to them in August when we have to renew our policy.

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I was with Shannons until last week, but have just switched to Club 4x4. Premium was over $200 less with a more realistic $11k higher agreed value. The process of getting a quote was so much easier than with many other companies. As a new company they seem to be making significant inroads into our market segment quite quickly because, I think, their product is what people want. Being new I guess there is a degree of risk - will they last?, will they handle claims well? Time will tell on those things, but they seem to be doing things right so far, so I was happy to give them a go. The more folk who do this, the better their long term future looks.

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Originally Posted by Avo

I am wondering why they had to outlay any monies if they were insured...never heard of this....can you explain why if one is insured as to why they had to outlay any money..

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I guess Club 4x4 will comment on this when they next 'drop by'. However this was the optional process with my previous motorhome insurer. I never used it, but know others who did. It was just a means of speeding up recovery etc. It may be more common with specialist insurance arranged though brokers as opposed to cover direct from insurance companies???

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Originally Posted by Avo

Quote..... Thankfully as soon as we contacted Club 4X4, the process was clear and easy: they provided us advice regarding the recovery, answers about the next steps, and transparent information about the refund (5 business days after sending them all the invoices!).Unquote....

I am wondering why they had to outlay any monies if they were insured...never heard of this....can you explain why if one is insured as to why they had to outlay any money..
Cheers Neil

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G'day Avo,

I have to apologise for the delay, been hit with a virus the last week or so so not been around as often as i'd like.

So the Off-Road Recovery Cover we offer is basically a financial compensation offer. You arrange the recovery, we reimburse you if everything checks out.

That make sense?

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Originally Posted by Cuppa

I was with Shannons until last week, but have just switched to Club 4x4. Premium was over $200 less with a more realistic $11k higher agreed value. The process of getting a quote was so much easier than with many other companies. As a new company they seem to be making significant inroads into our market segment quite quickly because, I think, their product is what people want. Being new I guess there is a degree of risk - will they last?, will they handle claims well? Time will tell on those things, but they seem to be doing things right so far, so I was happy to give them a go. The more folk who do this, the better their long term future looks.



I guess Club 4x4 will comment on this when they next 'drop by'. However this was the optional process with my previous motorhome insurer. I never used it, but know others who did. It was just a means of speeding up recovery etc. It may be more common with specialist insurance arranged though brokers as opposed to cover direct from insurance companies???

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Gday Cuppa,

Glad you gave us a shot and pleased you're on board.

We have a few claims already and have a couple more testimonials on the way to help people get more comfortable with us. Claims is where the rubber hits the road (or dirt!) so we are doing our best to iron out any bugs in our processes as early as possible. None of it is possible without feedback and we take that very seriously.

Regarding your latter comment - no one in the market offers off-road recovery cover (to my knowledge anyway!!) which is precisely why Avo for example says he's never heard of anyone doing things this way - plain and simply because no one has ever come out and offered this before!

Hi club 4x4.
Just a quick q in regauds to the remote recovery limits..
Are these an option which can be added for the remote trip itself??
A lot of us don't get remote more than once a year and others even less..
Seems a waste to have it for a once in a year trip.. or even once every 10 years..

G'day biggqwesty,

At the moment you can only purchase it at the beginning of your policy, rather than purchasing it mid term.

I guess the thing would be to do the big trips takes planning, so generally you should have an idea you're going to do it at the beginning of your insurance renewal i'd imagine?

We never say never, but that's the decision we've taken as a business at the moment.

Cheers

Kal

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Originally Posted by Club 4x4

G'day biggqwesty,

At the moment you can only purchase it at the beginning of your policy, rather than purchasing it mid term.

I guess the thing would be to do the big trips takes planning, so generally you should have an idea you're going to do it at the beginning of your insurance renewal i'd imagine?

We never say never, but that's the decision we've taken as a business at the moment.

Cheers

Kal

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Yea fair call on the planning of said trip..
So basically if one did want to add the extra it would mean a new policy?

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Originally Posted by biggqwesty

Yea fair call on the planning of said trip..
So basically if one did want to add the extra it would mean a new policy?

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Just realised your name Kallen - name of the gods my friend - i'm Kalen :-)

Look in general to cancel and create another is something that our system is going to pick up. But to answer your question, that is the only way it could be done yes.

Cheers

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Originally Posted by Club 4x4

Just realised your name Kallen - name of the gods my friend - i'm Kalen :-)

Look in general to cancel and create another is something that our system is going to pick up. But to answer your question, that is the only way it could be done yes.

Cheers

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I was wonder with your tag of Kal.....
Here I was thinking Kallen is unique lol..

Just reading this with great interest then I said to myself who ever started the 4x4 Club insurance must own a 4X4 to start with.
With all the others they probably have a list besides them what can and can not be bolted to a 4x4, Heres one for a customer of mine coming home from Mansfield was given a RWC because he had my front recovery points on, any thoughts on this I started making these over 10yrs
ago maybe more now eveyone copies mine, point being nearly every 4x4 will have a recovery point of some description fitted to there 4x4.
How can that make a 4x4 un RW, you are just replacing what was there with a stronger part that will do the job better and safer