Insurance

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Originally Posted by Dark 1

Bloody young wipper snapper !

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I know lol..

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Originally Posted by Dark 1

Bloody young wipper snapper !

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I think it helps when you are a bit older. Insurance companies don't like the young ones.

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Originally Posted by molongmick

I think it helps when you are a bit older. Insurance companies don't like the young ones.

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Nope not at all, be interesting so see what youi will do insurance wise for a youngin like me..
I've had insurance for 3 years and never had a claim.. Might give them a call tommorrow for a estimate

Be wary of two things... if neither apply then Youi and their colleagues are definitely great value, well done Mick.

I can't use them because of the following issues in the Youi PDS... They won't cover

18. when your car is being used on a permanent or temporary racetrack, raceway or course, or
in a four wheel drive or adventure park, or if it is used for racing, trials, speed tests, pacing,
contests, rallies or for endurance or skills tests;

I was advised skills tests included 4WD Club Outings, Gymkhanas, Navigation Runs etc

26. by the use or application of car parts or accessories which are not recommended or
specified by the manufacturer;
I was advised my Performance Chip, Suspension Mods, Tyres outside the Tyre Placard size were unacceptable

Obviously for trucks close to or still factory and members who aren't right into teh Club scene or frequent the 4WD parks then these companies are very attractive pricewise but it was back to TCIS for me

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Originally Posted by the evil twin

Be wary of two things... if neither apply then Youi and their colleagues are definitely great value, well done Mick.

I can't use them because of the following issues in the Youi PDS... They won't cover

18. when your car is being used on a permanent or temporary racetrack, raceway or course, or
in a four wheel drive or adventure park, or if it is used for racing, trials, speed tests, pacing,
contests, rallies or for endurance or skills tests;

I was advised skills tests included 4WD Club Outings, Gymkhanas, Navigation Runs etc

26. by the use or application of car parts or accessories which are not recommended or
specified by the manufacturer;
I was advised my Performance Chip, Suspension Mods, Tyres outside the Tyre Placard size were unacceptable

Obviously for trucks close to or still factory and members who aren't right into teh Club scene or frequent the 4WD parks then these companies are very attractive pricewise but it was back to TCIS for me

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Good point, something else worth getting info on..

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Originally Posted by big_fletch

Good point, something else worth getting info on..

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I don't begrudge them knocking my Patrol back tho... as M M said, they take on the low risk customers and give them a great deal in return.

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Originally Posted by the evil twin

I don't begrudge them knocking my Patrol back tho... as M M said, they take on the low risk customers and give them a great deal in return.

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Yer exactly, shame I'm not classified as 'low risk' lol.. Defiantly something worth thinking about, as shows some of the savings that are out there

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Originally Posted by the evil twin

Be wary of two things... if neither apply then Youi and their colleagues are definitely great value, well done Mick.

I can't use them because of the following issues in the Youi PDS... They won't cover

18. when your car is being used on a permanent or temporary racetrack, raceway or course, or
in a four wheel drive or adventure park, or if it is used for racing, trials, speed tests, pacing,
contests, rallies or for endurance or skills tests;

I was advised skills tests included 4WD Club Outings, Gymkhanas, Navigation Runs etc

26. by the use or application of car parts or accessories which are not recommended or
specified by the manufacturer;
I was advised my Performance Chip, Suspension Mods, Tyres outside the Tyre Placard size were unacceptable

Obviously for trucks close to or still factory and members who aren't right into teh Club scene or frequent the 4WD parks then these companies are very attractive pricewise but it was back to TCIS for me

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You are correct with these points, but as it was explained to me, the mods I have and have planned will not affect the rating of the truck. As i'm not into extreme tuff truck type activities it was of no concern to them I did state that I do alot of off road tracks, with groups and clubs and they said that it was okay, as long as it was not the tough truck challenge type events.

This policy suited me and might suit others, as you said it doesn't cover some mods or events, but for me it works.

Great info mate thanks for the tip will have to have a look at that one !!!!

Hiya Mick... yeah, mines no Tuff Truck just a nice Tourer... 2 inch lift 33's and a Chip. Word to the wise altho you prob know already, make sure they acknowledge any mods on the schedule or at least an Email record so they can't deny you told them.

How long ya been at Molong? My dad was born there almost 100 years ago now (in 1913). He grew up there, married in Forbes before moving to Ballina