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Thread: Club 4X4 - Insurance for 4X4 Enthusiasts

  1. #281
    Expert Club 4x4's Avatar
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    Quote Originally Posted by nissannewby View Post
    Understood, However I also have the option with the other insurer with adding a $$value for the accessories so I can select the agreed value of 76000 plus 10k of accessories.

    Most of the ones I have been looking at are basically stock, some have a bullbar and towbar while others only have a towbar.

    Quote# 4453321
    Ok let me have the original quote looked at the determine if we can do something more on the vehicle itself.

    What's the year model and mileage?


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  3. #282
    Patrol God nissannewby's Avatar
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    2013 Y62 TI-L. This particular one has 90,000km on it.

    This may change though depending on my thoughts when inspections are taken place.

  4. #283
    Expert Club 4x4's Avatar
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    Quote Originally Posted by nissannewby View Post
    2013 Y62 TI-L. This particular one has 90,000km on it.

    This may change though depending on my thoughts when inspections are taken place.
    Ok thanks. Will look into it and come back as soon as possible.


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  5. #284
    Patrol God nissannewby's Avatar
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    Thank you. Very prompt response.

  6. #285
    Patrol God nissannewby's Avatar
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    @Club 4x4

    Kalen

    I have just done another online quote as the first vehicle fell through. The vehicle we are now purchasing has a higher buy price but I can still only have a maximum agreed value of the actual buy price. I do like some of your guys options but its just not quite competitive yet.

    Regards

  7. #286
    Expert Club 4x4's Avatar
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    Quote Originally Posted by nissannewby View Post
    @Club 4x4

    Kalen

    I have just done another online quote as the first vehicle fell through. The vehicle we are now purchasing has a higher buy price but I can still only have a maximum agreed value of the actual buy price. I do like some of your guys options but its just not quite competitive yet.

    Regards
    G'day Newby

    Sorry about the delayed response. Thanks for the feedback. It might be worth your while calling us to ask for a higher value.

    Tell them Kalen sent you from the Patrol forum

    Kalen


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  8. #287
    Adventurist stevemc181's Avatar
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    I'm going through a claim with Club4x4 for a minor incident the missus had last week in the Pajero. She was backing out of a drive and reversed into a car parked on the street. The damage is around the $1500 mark, minor scratch to the Paj but she busted a tail light and dented the guard on the other vehicle, which is a Nissan Pathfinder.

    I find it odd that we are both required to get a copy of our driving record from the police. Unfortunately this can't be done online in WA and requires a visit to the local cop shop and a fee of $25.60 each, which will be reimbursed by Club4x4. I haven't had a lot of insurance claims in my life, but don't recall ever having to get my driving record before. Is this normal, do most insurers ask for this? I would have thought they would have access to driving records as a usual part of their business?
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  9. #288
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    Quote Originally Posted by stevemc181 View Post
    I'm going through a claim with Club4x4 for a minor incident the missus had last week in the Pajero. She was backing out of a drive and reversed into a car parked on the street. The damage is around the $1500 mark, minor scratch to the Paj but she busted a tail light and dented the guard on the other vehicle, which is a Nissan Pathfinder.

    I find it odd that we are both required to get a copy of our driving record from the police. Unfortunately this can't be done online in WA and requires a visit to the local cop shop and a fee of $25.60 each, which will be reimbursed by Club4x4. I haven't had a lot of insurance claims in my life, but don't recall ever having to get my driving record before. Is this normal, do most insurers ask for this? I would have thought they would have access to driving records as a usual part of their business?
    I would have thought that drivers records would have been checked, if needed at the time of signing up for the policy, not when the first claim is made? maybe I'm misreading this?
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  10. #289
    Adventurist stevemc181's Avatar
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    Quote Originally Posted by 4bye4 View Post
    I would have thought that drivers records would have been checked, if needed at the time of signing up for the policy, not when the first claim is made? maybe I'm misreading this?
    I guess anything can happen between the time you sign up and the time you may make a claim, so it's reasonable to check the records at the time of the claim. I just found it strange that we have to provide the history and they couldn't look it up in their online systems? I would have thought there would be some sort of central system that all the insurers could access to check details like this?
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  11. #290
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    Hi stevemc181,
    I believe it's common practice by most insurers unless you've been with them for quite a few years.
    It's definitely used by a lot of the internet based insurers that advertise on TV.
    Part of the premium you are quoted depends on your driving/claims history, unfortunately not everyone is honest when they sign up.

    Disclaimer: I have no association with Club 4x4
    Cheers
    Jack

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  12. The Following User Says Thank You to jack For This Useful Post:

    stevemc181 (24th July 2017)

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