Have a look at the airlines webpages again just to be sure. We had a trip to Japan in June 2020 cancelled by Cathay Pacific and they have updated their policy (I saw in December) to provide refunds without penalty fees if your booking/travel dates fell within a certain period.
Fortunately our departure date was the beginning of the period to qualify for a refund.
The travel agent is arranging our full refund minus agent booking fees of about $75![]()
MB (1st January 2021)
Cremulator (1st January 2021), MB (1st January 2021)
TPC (1st January 2021)