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29th June 2015, 05:51 PM
#1
More than 12 years later
Wow more than 12 years later and struggling to get it under control from 10 years ago we have $65.14 to pay on our credit card.....
Evil f$#king things... we have have not used a credit car for nearly 10 years and have managed to get by.... in a short 2-3 year period I went silly with one and it is only now that it is coming to an end.....
This will be one bitter sweet last payment.
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29th June 2015 05:51 PM
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29th June 2015, 06:07 PM
#2
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Bloodyaussie (29th June 2015)
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29th June 2015, 06:09 PM
#3
Hardcore
If you are disciplined they are fine. I use mine and pay it in full every month. Means I then can have that money sitting on my mortgage saving me interest
No annual fee
Never pay interest
Also get free travel insurance and no international exchange costs
So for me it works, though I can see the trap
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Lucus30's 1999 GU ST TB45E
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29th June 2015, 06:11 PM
#4
Originally Posted by
lucus30
If you are disciplined they are fine. I use mine and pay it in full every month. Means I then can have that money sitting on my mortgage saving me interest
No annual fee
Never pay interest
Also get free travel insurance and no international exchange costs
So for me it works, though I can see the trap
Sent from my D6653 using Tapatalk
Who is paying you....... stone him !!!!!!!!!
I too have a debit card only connected to my mortgage and it has worked well for us... if we dont have it we dont spend it.
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29th June 2015, 06:14 PM
#5
Patrol God
I fell into it years ago when Bankcard came out I blew up my motor bike and needed a motor.
Easy as gave them a bit of plastic they gave me a motor, happy days ,OOHHH and then you have to pay it off
after that Ive never had one and never will, I prefer to save for something but hey thats just me. lol
04 ST 3lt auto, not enough Mods to keep me happy, but getting there
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Bloodyaussie (29th June 2015)
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29th June 2015, 06:38 PM
#6
Hardcore
Originally Posted by
Bloodyaussie
Who is paying you....... stone him !!!!!!!!!
I too have a debit card only connected to my mortgage and it has worked well for us... if we dont have it we dont spend it.
Nobody, just horses for courses. Trust me the banks don't like people like me. They don't make any money off my credit card
Lucus30's 1999 GU ST TB45E
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29th June 2015, 06:43 PM
#7
Patrol God
Well done Johno. They are a bottomless pit them things... You're one of the lucky determined people who managed to climb out of one. Banks thrive on people who just dig them selves deeper and deeper.
I don't trust my self with one, so everytime we got given one, through a home loan or something, they get cut up instantly.
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Bloodyaussie (29th June 2015)
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29th June 2015, 06:50 PM
#8
The 747
Well done mate, must feel great with one less debt
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Bloodyaussie (29th June 2015)
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29th June 2015, 07:29 PM
#9
The master farter
Awesome stuff mate. Just imagine if that final amount was the mortgage.
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Bloodyaussie (30th June 2015)
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29th June 2015, 07:53 PM
#10
Dribble Master
good onya BA, something that I'm working on meself
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Bloodyaussie (30th June 2015)