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14th December 2012, 03:13 PM
#11
Patrol God
Bloody hell Kris, life is hard aye, decisions decisions decisions....lol
Me personaly mate need to keep busy, the thought of giving up the workforce unless i could live very comfortabley for the rest of my time on this planet just doesnt cross my mind.
Yer i hate working, but would go nuts without it unless i could afford to do what i want when ever i want.
Yes you got a payout but consider your curent budget per annum and est how many years left in such an old bloke like yourself lol, then do the sums, bet the payout doesnt meet lifes expectancy aye.
We own our house to mate, but with no income coming in and the cost of maintaining the home, kids, living expenses, edumacation and lifes unexpected moments, it soon gnaws away at the savings acc. so unless you got around 800k+ have a real good think mate.
You could invest, property, shares, buisiness, what evr but do your research first. You could travel the country again picking up work on the way to fund the trip so you didnt have to dip into the redundancy unless it was an emergency, but dont let everything become an emergency.
Take time out for a bit, travel or just do nothing, then re assess but remember the longer you are not earning, the more of your future you are spending.
I got a payout a few years back, prob' not as much as yours, but if i were smart we could of lived for 12 months comfortabley without worrying about bills and work. Guess what i was back at work in 3 months. If you got it you will spend it.
IMO i would lock away a large portion of it in a high interest acc for as long as possible 5-10 yrs, keep a portion to enjoy, pick up some work to support your current needs and hold on to it as long as you can.
What ever you decide mate, i hope you have a great time ahead.
"Tonka Tuff" 08-GU6, 3.0lt crd, 5 Speed, Turbo Diesel, Hpd, Arb, Ome, MT Baja Atz.
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14th December 2012 03:13 PM
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14th December 2012, 03:48 PM
#12
SUCH IS LIFE
Haha, Thanks guys. Don't get me wrong I am not loaded by any means, just comfortable. I can afford to play around a bit but a wrong move will see me broke in no time so I'm considering all options.
MQ MAD, I love this option and I'm strongly considering as well. I just hope the missus is as flexible, ehich I think she is so its something we will consider.
ohhh by the way, she kinda doesn't know yet...LOL
________________________
______ 2017 D-Max _______
I don't have a short temper. I just have a quick reaction to bullshit
WARNING: Towballs used for recoveries can, and do kill people and damage property.
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14th December 2012, 03:53 PM
#13
Patrol Guru
Originally Posted by
Nisshead
ohhh by the way, she kinda doesn't know yet...LOL
LOL Nothing like breaking the news with a plan already in place mate
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14th December 2012, 03:53 PM
#14
Well should be some interesting conversation at your place tonight!!!!!!!
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14th December 2012, 04:31 PM
#15
BIG & BALD
My wife's uncle Stan took a package of $450k (yes not a typo), bought a second hand car , paid off $40k on the house, and they literally blew the rest on the pokies, 3-4-500 bucks s day at the pokies, you'd think they would have realised you can't always win. They wanted build a new house but bank were reluctant to give them the money seeing all the withdrawals at the casino. I guess, I'm just trying to say be very wise with your money. Your the political state, become a politician, that way you can still do nothing and get paid for it. It's like working only better.
2011 GU8 ST 3.0 CRD, ARB Bullbar with IPF spotties, scrub bars and side steps, Snorkel, Dual Battery system, Waeco fridge, Turbo Timer, ARB Roof Rack with 5 IPF spotties across the front, Custom full Leather Bucket seats, DPchip, 3" Taipan exhaust, ARE Intercooler & scoop, Autron EGT/Boost and dual volt gauges, ARB front locker.
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14th December 2012, 05:14 PM
#16
Hardcore
Hi Kris,
From the pics the kids look young enough to adapt to a move. My daughter and family (husband and two kids) recently recently returned from 2 years in Port Hedland. They kept their house here and rented it out, only came back as they wanted the eldest to have another year in primary school and then high school with some friends. Son in law did FIFO for a while then the family moved up, lived in the caravan for 12 months then moved into a house. All accommodation, utilities etc. paid for. From the sounds of it there is a very good primary school up there as well. My daughter walked into a retail job and they were happy to accept her work hours and conditions. After two years they are setup, looking at opening their own business but undecided, can always go back to FIFO. Lot's of good 4WDing up there, fishing and mud crabs. Grand kids haven't shut up about it, wish it was me but to long in the tooth.
Sit back, think about it and take your time to decide.
Cheers
Jack
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14th December 2012, 06:28 PM
#17
SUCH IS LIFE
Originally Posted by
MEGOMONSTER
My wife's uncle Stan took a package of $450k (yes not a typo), bought a second hand car , paid off $40k on the house, and they literally blew the rest on the pokies, 3-4-500 bucks s day at the pokies, you'd think they would have realised you can't always win. They wanted build a new house but bank were reluctant to give them the money seeing all the withdrawals at the casino. I guess, I'm just trying to say be very wise with your money. Your the political state, become a politician, that way you can still do nothing and get paid for it. It's like working only better.
e
Hahahahahahahah, the pokies have their place but not in my life mate. I spend my money on necesseties and beer only
________________________
______ 2017 D-Max _______
I don't have a short temper. I just have a quick reaction to bullshit
WARNING: Towballs used for recoveries can, and do kill people and damage property.
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14th December 2012, 06:32 PM
#18
Bitumen Burner
Originally Posted by
Nisshead
e
Hahahahahahahah, the pokies have their place but not in my life mate. I spend my money on necesseties and beer only
Now that you've got all this 'time' on your hands, you can take over the Aussie Rules Thread from me and Tim! lol
Winner of 'Best 4 x 4 ' at the 2017 Albany Agricultural Society Inc - Town n Country Ute Muster.
Ex Telstra - 2005, 4.2 TDi ute -with pod and more fruit than a grocery shop.
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14th December 2012, 06:33 PM
#19
SUCH IS LIFE
Well, the missus just found out and the situation hasn't changed.....The above options above still stand, I love my girl!
We might take a couple of days to decide but are open to other suggestions.
Either way, i am so taking it easy for the next few weeks
________________________
______ 2017 D-Max _______
I don't have a short temper. I just have a quick reaction to bullshit
WARNING: Towballs used for recoveries can, and do kill people and damage property.
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14th December 2012, 06:35 PM
#20
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