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Thread: Insurance time, again! Early GU owners, who do you use?

  1. #61
    Patrol Freak
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    Quote Originally Posted by PeeBee View Post
    Insurance just in from Shannons, increased 160 from last year, rang and queried, its just the way it is, take it or leave it. I tried to ring Club4x4 but engaged, no answer to email, so stewing on this. Truck gets out 5 times a year max, otherwise locked in a garage
    Seems to be the way it goes. You're insured amount goes down dollar wise, but your premium goes up.

    I just bought a 2001 ute. Annual 3rd party fire and theft on that was $103/yr. Makes me think I may just buy old shit heaps when we can no longer afford all this car stuff.
    ..

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  3. #62
    Legendary jay see's Avatar
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    Got a quote back from youi. The guy on the other end of the phone couldn't believe it. $1954. At this stage he'll be staying where he is.

    Sent from my CPH1979 using Tapatalk
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  4. #63
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    Finally spoke with Club4x4. Their quote for 12 mths Comprehensive cover, Agreed Value 50K is close to 2K - up $900 on when I first insured the truck after getting it back 3 yrs ago - so I am basically stuck with Shannons at this point at $1400 = not that happy.

  5. #64
    Expert
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    Quote Originally Posted by jay see View Post
    Not patrol related...

    My old man got his insurance renewal up $180 from last year. No claims made.

    Coles insurance was the cheapest I could find for him 2 years ago. Now they want $953 for a 2007 Lancer. His nearly 85 years old with a good driving record.

    Did a online quote with Apia and they want $1254..

    Are the insurance companies raising the premiums hoping that the elderly don't realise and just pay it.

    I know that there are alot of factors in coming up with the premium, but nothing has changed since last year.

    Any suggestions..

    Sent from my CPH1979 using Tapatalk
    Quote Originally Posted by jay see View Post
    Not patrol related...

    My old man got his insurance renewal up $180 from last year. No claims made.

    Coles insurance was the cheapest I could find for him 2 years ago. Now they want $953 for a 2007 Lancer. His nearly 85 years old with a good driving record.

    Did a online quote with Apia and they want $1254..

    Are the insurance companies raising the premiums hoping that the elderly don't realise and just pay it.

    I know that there are alot of factors in coming up with the premium, but nothing has changed since last year.

    Any suggestions..

    Sent from my CPH1979 using Tapatalk
    Jay See - try Australia Seniors Insurance. I insure my wife’s 2012 Impreza with them. $12k agreed value, nominated 8,000 kms per year, pay by the month ($31 per month)

    Can increase kms during the year for a small increase in payment if you find you may go over the nominated kms


    Sent from my iPad using Tapatalk

  6. The Following User Says Thank You to shakey55 For This Useful Post:

    jay see (19th July 2020)

  7. #65
    Legendary jay see's Avatar
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    Quote Originally Posted by shakey55 View Post
    Jay See - try Australia Seniors Insurance. I insure my wife’s 2012 Impreza with them. $12k agreed value, nominated 8,000 kms per year, pay by the month ($31 per month)

    Can increase kms during the year for a small increase in payment if you find you may go over the nominated kms


    Sent from my iPad using Tapatalk
    Thanks.
    I'll look into.

    Sent from my CPH1979 using Tapatalk
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  8. #66
    Legendary jay see's Avatar
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    Quote Originally Posted by shakey55 View Post
    Jay See - try Australia Seniors Insurance. I insure my wife’s 2012 Impreza with them. $12k agreed value, nominated 8,000 kms per year, pay by the month ($31 per month)

    Can increase kms during the year for a small increase in payment if you find you may go over the nominated kms


    Sent from my iPad using Tapatalk
    Thanks for the suggestion.

    They ended up with home and car insurance. By adding the home they where eligible for a multi policy discount which brought the car insurance down to $609. Home was $20 more than their old one, but saved over $300 with the car. They too nominated 8000km, but with the current lock down that wouldn't be a problem.

    I thought that they only did seniors, but will insurer anyone over 18. Will see what they can do with my wife's car as that's due next month.

    Thanks again..

    Sent from my CPH1979 using Tapatalk
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  9. #67
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    now I have a ute, the Patrol gets a run once a week.
    changed insurance from comprehensive to 3rd party fire & theft.
    premium has gone down from $800/yr to $165/yr
    ..

  10. #68
    Legendary jay see's Avatar
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    Changed my insurance from club 4x4 to enthusiast. Cover is exactly the same except I'm now covered for 4000km annually and saving over $500 a year..

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    Last edited by jay see; 11th July 2022 at 09:50 PM.
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  11. #69
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    Quote Originally Posted by jay see View Post
    Changed my insurance from club 4x4 to enthusiast. Cover is exactly the same except I'm now covered for 4000km annually and saving over $500 a year..

    Sent from my CPH1921 using Tapatalk
    Never heard of them. I must look them up. My premium has increased by around $500 a year since I joined C4x4 some 10 years ago. But I have to say, my Patrol is very well covered if something were to happen.

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    jay see (12th July 2022)

  13. #70
    Legendary jay see's Avatar
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    Quote Originally Posted by mudski View Post
    Never heard of them. I must look them up. My premium has increased by around $500 a year since I joined C4x4 some 10 years ago. But I have to say, my Patrol is very well covered if something were to happen.
    They look after limited km vehicles. My clubsport is with them as well..

    Best to call as my online quote was rejected..



    Sent from my CPH1921 using Tapatalk
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    4.5lt Gas blower. Lots of mods to come.....all in good time.

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    Plasnart (12th July 2022)

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