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14th April 2015, 11:30 PM
#1
Insurance time, again! Early GU owners, who do you use?
I use Budget and I thinks its time to re evaluate. Currently paying $843.76 with a $900 excess. No idea of the agree or market value. They don't even show this anymore on the renewal, so I can't remember.
I just did a few of the major companies, Allianz, AAMI and Shannons, all over $1200 and the max they will insure for is $12K with accessories! WTF! I got a fair bit if kit in my GUrl, so if kinda feels like a kick in the guts when I see this. But if thats all I can get then so be it I suppose.
So I just like to hear from the early GU owners really,2000-2003, so the comparison will be more relative.
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14th April 2015 11:30 PM
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14th April 2015, 11:40 PM
#2
Patrol God
I've just signed up with raa..
I know you want comparisons but they put value of 10500 on the gq plus all the accessories.
And I listed everything at to buy new price and they came in at a very reasonable price, with a $500 excess to.
I posted it in cuppas thread. I'll try find it.
But of course the raa is South Aus.
So not sure with your state provider does insurance or just road side
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14th April 2015, 11:42 PM
#3
It's a bit hard to compare. Some of the things that make it hard are :
Agreed value/market value
Variable excesses (pay less annual fee for a larger excess
No claim bonus/member discounts
Multi policy discounts
Street address (some addresses/suburbs are more expensive to insure than others) .
And age of driver
I've used aami because they do agreed value. But the max agreed value of series 1 is getting too low. Especially if you bought a 4.2 - the price you paid would be higher than agreed value.
And then you buy a vehicle for 4x the purchase price... And insurance is only $400 extra.
Robbery.
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14th April 2015, 11:46 PM
#4
Patrol God
Here we are.
What I was offered and from memory only $700 a year
image-2774280990.jpg
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14th April 2015, 11:46 PM
#5
Patrol God
And the accessories
image-2988804827.jpg
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14th April 2015, 11:51 PM
#6
Travelling Podologist
Worth checking to see whoever you go with covers you off road. Some of them say they cover ‘anywhere in Australia’ but the small print says “we don’t cover you if not on a ‘gazetted road”.
2006 4.2TDi ex-Telstra Remote area Camper. 425w roof mounted solar, 360Ah Aux batts, BCDC1240, Onboard hot & cold pressurised & filtered water, (25 litre hot water calorifier), ARB fridge, ARB freezer, Built in kitchen, heaps of easy access storage, 240v, 3” Genie exhaust + dynotune, 2” lift, 3900kg GVM upgrade, second glovebox, ROH Blaktrak steel wheels, Bridgestone D697's (now Toyo RT's), Redarc gauges/pillarpod, Hema HX-1, Icom 450 CB, dual rear view cameras, Onboard 30amp Victron mains charger, second glovebox, dual seat conversion, TPMS, Boss PX7 onboard air with 9 litre tank, 350w inverter, Steel bullbar, Harrop Eaton diff lock (front), Warn winch, Snorkel, Dual spares , 160 litre water tank, 180 litre fuel in two tanks (approx 1200km range) 2010 Tvan Tanami. (incl another 70 litre water tank) with matching wheels/tyres (& 3rd spare)
A Nomadic Life (Blog)
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The Following 2 Users Say Thank You to Cuppa For This Useful Post:
BigRAWesty (14th April 2015), jay see (15th April 2015)
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14th April 2015, 11:54 PM
#7
Patrol Goddess
shannons.. agreed value $25K. $550 excess, under $600 a year. Plus I get all bolt on accessories back if car is write-off.
KATROL- The 2nd
GU TD42TGi
Not as pretty, but a whole lot tougher
Silent member 1208
Yes Michael, I bought a JEE.....60.
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14th April 2015, 11:55 PM
#8
Patrol God
Originally Posted by
katwoman
shannons.. agreed value $25K. $550 excess, under $600 a year. Plus I get all bolt on accessories back if car is write-off.
That's not bad
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15th April 2015, 12:00 AM
#9
Patrol Goddess
Originally Posted by
biggqwesty
That's not bad
It's great. Most companies wont touch the patrol cos she's over 10 years old..The other car I have insured with them is dirt cheap insurance and I get the whole car back, no matter the condition. ( unless some lowlife pinches it, of course)
KATROL- The 2nd
GU TD42TGi
Not as pretty, but a whole lot tougher
Silent member 1208
Yes Michael, I bought a JEE.....60.
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15th April 2015, 12:32 AM
#10
Patrol Guru
Shannons as well.
$25K agreed value but my premium is $770 with excess of $400. They also cover all the accessories/mods.
When I read the PDS it said anywhere in Australia and I could not find any small print to say otherwise. Only exclusion is motorsport/time trial etc.
2007 DX CRD Wagon - EFS 2" lift, BOSS Chassis Brace Kit, Steel Bull Bar, Runva 9500-Q winch, FyrLyt's, Rock Sliders, Rear bar with wheel and twin jerry carriers, Drawers, Fridge slide, dual battery, Red Arc BCDC 1220, Red Arc EGT/Boost gauge, Scangauge, Uniden UHF, Prodigy P2 brake controller, CC Intercooler, Pacemaker 3" zhaust, HPD Dawes, ECU Remap.
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The Following User Says Thank You to Rock Trol For This Useful Post:
katwoman (15th April 2015)