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Thread: Camping Trailer Insurance

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    Rotaredom NissanGQ4.2's Avatar
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    Camping Trailer Insurance

    Hi guys n girls

    Rang my home and contents insurance provider today and found out my newly acquired camping trailer is not covered under my policy and they won't cover it

    So thinking of moving my home and contents over to someone that will also cover the camping trailer.

    So need some recommendations on various good insurance companys

    Cheers

    Toddie
    Time is never wasted when your wasted all the time



    WARNING: Towballs used for recoveries can, and do kill people and damage property.

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    I am he, fear me the evil twin's Avatar
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    Try CIL 1800 112 481... but as always... get at least two other quotes
    Dolphins are so smart that within a few weeks of captivity, they can train people to stand on the very edge of the pool and throw them fish.

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    Quote Originally Posted by NissanGQ4.2 View Post
    Hi guys n girls

    Rang my home and contents insurance provider today and found out my newly acquired camping trailer is not covered under my policy and they won't cover it

    So thinking of moving my home and contents over to someone that will also cover the camping trailer.

    So need some recommendations on various good insurance companys

    Cheers

    Toddie
    Who denied you insurance ??
    2004 4.2TD ST, Berrima Diesel Injector Tuned, Viper 3" SS exhaust, Cross Country Ultimate Intercooler, Solvaris sound proofing, DigOptions GPS/MMU, 220mm Roo Lights, PIONEER TS-D1602R 6.5" x 4 speakers, Autocar EGT&Boost gauges, Brown Davis 80L Aux, Icom 440, Alloy drawers and cargo barrier, 2" Amanda Extreme / Dobson / PolyAir lift, CSA mags with Toyo ATII tyres, Rhino Pioneer roof rack now with brackets, Performance 4x4 16g Large.

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    Travelling Podologist Cuppa's Avatar
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    Based on my recent search for insurance for the tvan there is only one company which will cover the camper trailer anywhere in Australia, but they will only do so for ‘Market Value.’ If you want close to ‘anywhere’ then CIL are the go for ‘agreed value’ but won’t cover you for ‘actions of the tide’, so you’d be stuffed if unlucky enough to get bogged below the high tide mark on a beach. Probably the better policy if you dont intend to drive on beaches. We went with the ‘Market value’ through Arthur J Gallagher ( was CGU, the Oamps, now AJG).They have a specific camper trailer policy plus a camping equipment add on, which if you take it out covers you for theft from the tent/awning which is unique I think.

    2006 4.2TDi ex-Telstra Remote area Camper. 425w roof mounted solar, 360Ah Aux batts, BCDC1240, Onboard hot & cold pressurised & filtered water, (25 litre hot water calorifier), ARB fridge, ARB freezer, Built in kitchen, heaps of easy access storage, 240v, 3” Genie exhaust + dynotune, 2” lift, 3900kg GVM upgrade, second glovebox, ROH Blaktrak steel wheels, Bridgestone D697's (now Toyo RT's), Redarc gauges/pillarpod, Hema HX-1, Icom 450 CB, dual rear view cameras, Onboard 30amp Victron mains charger, second glovebox, dual seat conversion, TPMS, Boss PX7 onboard air with 9 litre tank, 350w inverter, Steel bullbar, Harrop Eaton diff lock (front), Warn winch, Snorkel, Dual spares , 160 litre water tank, 180 litre fuel in two tanks (approx 1200km range) 2010 Tvan Tanami. (incl another 70 litre water tank) with matching wheels/tyres (& 3rd spare)
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    Rotaredom NissanGQ4.2's Avatar
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    Quote Originally Posted by HuskyInAuz View Post
    Who denied you insurance ??
    Comm Insure, Its who we used when we got the house loan so had 2 use them
    Time is never wasted when your wasted all the time



    WARNING: Towballs used for recoveries can, and do kill people and damage property.

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    Patrol God BigRAWesty's Avatar
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    So what about insurance outside of home and content insurance??
    Surly you'd have more luck with a vehicle insurer??
    Cheers
    Kallen Westbrook

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    Rotaredom NissanGQ4.2's Avatar
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    Thanks guys, will make some calls next week
    Time is never wasted when your wasted all the time



    WARNING: Towballs used for recoveries can, and do kill people and damage property.

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    I was with OAMPS and its iterations (post and prior) and agree with Cuppa that they have the best level of cover but wow you sure paid for it.

    CIL have been excellent to deal with so far.
    The emergency accommodation limit is a tad low when you get busted up in Yulara but is probably adequate for most of Oz.
    Dolphins are so smart that within a few weeks of captivity, they can train people to stand on the very edge of the pool and throw them fish.

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    Quote Originally Posted by NissanGQ4.2 View Post
    Hi guys n girls

    Rang my home and contents insurance provider today and found out my newly acquired camping trailer is not covered under my policy and they won't cover it

    So thinking of moving my home and contents over to someone that will also cover the camping trailer.

    So need some recommendations on various good insurance companys

    Cheers

    Toddie
    Would have thought this might be covered under some form of caravan insurance.

    SGIC/subset NRMA, do this. I can see them not having it under the house/contents insurance though.

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    Travelling Podologist Cuppa's Avatar
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    I thought both were expensive compared to what we’ve been used to paying for our bus & Patrol through Motorhome club insurance where paid about $600 for an agreed value of $55,000, which had no restrictions on where in Australia we were. However they won’t cover the Tvan, & will no longer cover the Patrol once the rooftop tent is removed (no longer a CMCA qualifying vehicle).

    These are the two quotes for the Tvan - Age 57, 60% no claims bonus. (Both through Arthur J Gallagher).

    CAMPER INSURANCE
    Insurer: CIL
    Policy Type: Camper Trailer
    Sum Insured: $35,000 agreed value
    Basic Excess: $200
    ANNUAL PREMIUM APPLICABLE: $585.27


    CAMPER INSURANCE
    Insurer: CGU
    Policy Type: Camper Trailer
    Sum Insured: $35,000 or market value whichever is the lesser
    Basic Excess: $100
    ANNUAL PREMIUM APPLICABLE: $490.27
    Last edited by Cuppa; 5th February 2015 at 11:28 PM.

    2006 4.2TDi ex-Telstra Remote area Camper. 425w roof mounted solar, 360Ah Aux batts, BCDC1240, Onboard hot & cold pressurised & filtered water, (25 litre hot water calorifier), ARB fridge, ARB freezer, Built in kitchen, heaps of easy access storage, 240v, 3” Genie exhaust + dynotune, 2” lift, 3900kg GVM upgrade, second glovebox, ROH Blaktrak steel wheels, Bridgestone D697's (now Toyo RT's), Redarc gauges/pillarpod, Hema HX-1, Icom 450 CB, dual rear view cameras, Onboard 30amp Victron mains charger, second glovebox, dual seat conversion, TPMS, Boss PX7 onboard air with 9 litre tank, 350w inverter, Steel bullbar, Harrop Eaton diff lock (front), Warn winch, Snorkel, Dual spares , 160 litre water tank, 180 litre fuel in two tanks (approx 1200km range) 2010 Tvan Tanami. (incl another 70 litre water tank) with matching wheels/tyres (& 3rd spare)
    A Nomadic Life (Blog)

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