Club 4X4 - Insurance for 4X4 Enthusiasts
Hi all
Following a great response so far from everyone on the forum (and also the fact that the Club 4X4 promo vehicle is a GU!) we are happy to enlist as a sponsor to this great forum. We will be using this thread to answer any questions, provide updates on our products and events etc. and interact with everyone.
What is Club 4X4?
Club 4x4 was developed after a gap in the market was identified. There are enthusiast companies out there that focus on classic and collectible cars, motorcycles and highly modified vehicles; but there were no direct market options available that tailored for the 4x4 enthusiast!
We set out to build a product that removed the grey areas associated with insurance for off-road scenarios, provide coverage that was valuable and tailored to the needs of the off-road touring enthusiast and become involved and a part of the culture. We are happy to be backed by The Hollard Insurance Company who underwrite other insurance brands such as Real and Woolworths. Obviously very different brands to ours, but they are very passionate about niche businesses which suits us well.
Why Club 4X4
- We remove the grey - What point is there being an insurer for off-road enthusiasts if you don't cover them off road. We make it very clear - gazetted, non-gazetted or cutting your own path. As long as you aren't trespassing or doing something illegal like disobeying signage or law enforcement you are covered
- Off-road recovery cover - What happens if you break down off road? Not an accident or claimable event where your insurer needs to get the car out, but a mechanical failure or just bogged? Roadside assist (depending on what type of cover you have) wont come and get you from dune 356 in the Simpson. Our basic coverage offers you $1500 of recovery cover. So you arrange to get out to the nearest gazetted road and send us the bill from an authorised towing company, we refund you. It's that easy. If youré planning the bigger trips you can pay extra to have up to $30,000 in cover
- Australia Wide Personal Effects Cover - So what about all the stuff that we carry along with us on our adventures - Navigators, recovery kits, sunnies, camp chairs, tents, swags - the list goes on. How do you cover them? Generally your insurance will cover up to $500 depending on your insurer, but ONLY if the gear is damaged in a claimable event. What we have done is include up to $2000 cover in our basic policy, covering you for theft, loss or damage to your portable valuable, anywhere in Australia, even if it isn't with the car at the time. Think a "Portable Valuables" cover in your home and contents insurance (which you pay through the nose for!) included in your motor insurance! You can pay extra to get up to $10,000 coverage.
- We cover your vehicle and your mods - the right way - what about your $35,000 vehicle and the $25,000 in mods? How does your current insurer insure you? Not for $50,000 we bet. Our intent is to have you appropriately covered - because we've all worked hard to build our rigs, surely it should be covered for what we lose if the worst were to happen?
- 12 Month Subscription to Pat Callinan's 4X4 Adventures magazine
- Australian Operation - Our call centre is located in Australia and manned by enthusiasts! keeping the focus and jobs in our magnificent country
So there is a quick list guys. There will be more to add as we go so stay tuned. But please take the time to contact us on the below details if we can help, or post here. Particularly like our Facebook page to be kept abreast of any competitions or give-aways coming up in the future.
Happy Touring
www.club4x4.com.au
1800 CLUB 4X4
contactus@club4x4.com.au
https://www.facebook.com/club4x4insurance
The insurer is The Hollard Insurance Company Pty Ltd, AFSL No. 241436, (Hollard). Club 4X4 Pty Ltd is an authorised representative of Hollard, No. 1235616.
Any advice provided is general only and insurance coverage is subject to the policy terms and conditions. Underwriting eligibility criteria applies to insurance applications. You should read the PDS available at www.club4x4.com.au to decide if this product suits your needs.
