Members meet up disclaimer

[AB]

This forum is a community of like-minded people who enjoy the great outdoors in their Patrols.

It is not an organisation or an incorporated club. It is a totally voluntary loose collection of people who share interests.

So it must be said that people who come along on members outings do so at their own risk, personal and material. Of course all care will be taken, however accidents can (and sometimes do) happen and that is the risk we all take on 4x4 outings.

It is expected each participant will carry appropriate insurance cover or be fully understanding of the level of insurance cover they have. This forum does not provide insurance to any participant.

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

Likewise, if somebody is uncomfortable with any situation or decision made on an outing they are entitled to speak up and raise those concerns. Our group won't be pressuring people into situations they don't want to be in. Participants will be responsible for their own actions and entitled to make their own decisions.

So let's all get out there, have fun, make friends and enjoy the bush and each others company; but understand we all do so at our own risks.

[Sir Roofy]

Ok a.b i understand what your saying

[Bigrig]

Whaddyamean you don't insure us??!!!! I'm truly shocked!! lmao

Best I get onto getting some!!

In all seriousness, this stuff should go without saying, but is a good thing that you have reiterated it for everyone!!

[Maxhead]

This forum is a community of like-minded people who enjoy the great outdoors in their Patrols. No-one here draws a salary from this website or paid to contribute articles or paid to organise any activities. It is not an organisation or an incorporated club. It is a totally voluntary loose collection of people who share interests.

So it must be said that people who come along on outings do so at their own risk, personal and material. Of course all care will be taken, however accidents can (and sometimes do) happen and that is the risk we all take on 4x4 outings.

It is expected each participant will carry appropriate insurance cover or be fully understanding of the level of insurance cover they have. This forum does not provide insurance to any participant.

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

Likewise, if somebody is uncomfortable with any situation or decision made on an outing they are entitled to speak up and raise those concerns. Our group won't be pressuring people into situations they don't want to be in. Participants will be responsible for their own actions and entitled to make their own decisions.

So let's all get out there, have fun, make friends and enjoy the bush and each others company; but understand we all do so at our own risks.

Well said and should go without saying

Edit: if that makes sense....LOL

[Ben-e-boy]

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

What about numbskullery and ninconpoopery??? lmao

[AB]

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

What about numbskullery and ninconpoopery??? lmao

Nah those ones are ok...LMAO

[Finly Owner]

AB, I think that is a fantastic post, and should become sticky!

Should we also make a grand statement of: In understanding that we as members promoting responsible offroading, we will follow existing tracks when trekking throughout our forests, bush and adventure parks. And adhere to a local laws?

Not trying to be a wet blanket, but much the other way, trying to shine a light on us who like the idea of the law noticing us doing the right thing while out and about.


Tim

[nowoolies]

as it should be, no arguments here
well said AB

[HammerBuilder]

Yep well said & written.

As it was said to me the other day "there is no such thing as comon sense any more, as sense is not comon"

In other words no-one takes responsibility for there own actions anymore they just try n get everything for nothing & blame other people for their mistakes.

If people were to own up for things & think before jumping insurances wouldn't be so darn expensive....

[Ston82]

Well Said,

It is sad that more and more people look to pass blame before even considering their own actions.

Tread Lightly.

[harden up princess]

i fully understand what has been said above and you guys are all right in what you say that is why we need to all play smart when out wheelin

[NP99]

This forum is a community of like-minded people who enjoy the great outdoors in their Patrols.

It is not an organisation or an incorporated club. It is a totally voluntary loose collection of people who share interests.

So it must be said that people who come along on members outings do so at their own risk, personal and material. Of course all care will be taken, however accidents can (and sometimes do) happen and that is the risk we all take on 4x4 outings.

It is expected each participant will carry appropriate insurance cover or be fully understanding of the level of insurance cover they have. This forum does not provide insurance to any participant.

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

Likewise, if somebody is uncomfortable with any situation or decision made on an outing they are entitled to speak up and raise those concerns. Our group won't be pressuring people into situations they don't want to be in. Participants will be responsible for their own actions and entitled to make their own decisions.

So let's all get out there, have fun, make friends and enjoy the bush and each others company; but understand we all do so at our own risks.

AB.......a serious question in relation to the above insurance statement. What would be acceptable level of cover for an outing?

[MEGOMONSTER]

AB.......a serious question in relation to the above insurance statement. What would be acceptable level of cover for an outing?

Just make sure your is insured for vehicle accident whilst offroad.

For my insurance they tell me the following.
I am fully insured for road and offroad use.
That you must not be participating in a club event.
That the incident/accident was not caused by dangerous/stupid driving. (Hard to prove anyway)
And that the vehicle is suitable for off road use.

[NP99]

Thanks mate, i guess the critical there is the off road aspects.

[threedogs]

Along the lines of the TREAD LIGHTLY programme.
Which everyone should be doing anyway.
@ Finly most clubs will have their own insurance for club trips.

[Jaycee]

Just make sure your is insured for vehicle accident whilst offroad.

For my insurance they tell me the following.
I am fully insured for road and offroad use.
That you must not be participating in a club event.
That the incident/accident was not caused by dangerous/stupid driving. (Hard to prove anyway)
And that the vehicle is suitable for off road use.

What does the line about not participating in a club event refer to? Surely not a 4wd club trip for example?




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[BigRAWesty]

What does the line about not participating in a club event refer to? Surely not a 4wd club trip for example?




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When you join a club, they have insurance for while your out bush. Many insurance companies draw the limit line at named roared, so if your off the beaten track, your on your own. Thus were club insurance comes into it while on club trips.

What Ab is saying is these trios posted on the forum are not "club trips". So no external insurance is offered. You will need your own personal insurance coverage, and what level you choose is up to you.

Kallen Westbrook
Owner of
Westy's Accessories (http://www.nissanpatrol.com.au/forums/showthread.php?15134-Westy-s-Accessories.-A-small-back-yard-builder.)

[Jaycee]

When you join a club, they have insurance for while your out bush. Many insurance companies draw the limit line at named roared, so if your off the beaten track, your on your own. Thus were club insurance comes into it while on club trips.

What Ab is saying is these trios posted on the forum are not "club trips". So no external insurance is offered. You will need your own personal insurance coverage, and what level you choose is up to you.

Kallen Westbrook
Owner of
Westy's Accessories (http://www.nissanpatrol.com.au/forums/showthread.php?15134-Westy-s-Accessories.-A-small-back-yard-builder.)

The only catch with that is that most (all?) club provided insurance is public liability, so it won't cover your own vehicle. I'd hate to think that if i hit a roo whilst on a club trip that my insurance wouldn't cover me because of that clause. AAMI told me I'm covered anywhere, obviously as long as i'm allowed be there, properly licensed, the car is roadworthy and I'm not breaking the law. I'd be very concerned if my policy had a line that said i wasn't covered on club events (unless it specified racing events).

Obviously this is not really related to AB's original post - sorry for hijacking! I believe what he said is spot on - if a group of adults get together they are responsible for their own shit! I think it's sad what we have allowed insurance companies, lawyers, politicians and greedy people to make us even think that such warnings are required... But we have. :(


Cheers,
Jaycee


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[threedogs]

Really this should be a no brainer but a few {not forum} have forced all types of outdoor activities
to have a disclaimer. Went horse riding years ago over Rottnest Is, bit Pissed fell off horse hurt my arm badly
Did I sue , hell no, cracked a can called my horse Mr Ed and waited for the rest to return. laughed about that
for years. I just think we have become an Ambulance chasing mob like the USA

[Jaycee]

Really this should be a no brainer but a few {not forum} have forced all types of outdoor activities
to have a disclaimer. Went horse riding years ago over Rottnest Is, bit Pissed fell off horse hurt my arm badly
Did I sue , hell no, cracked a can called my horse Mr Ed and waited for the rest to return. laughed about that
for years. I just think we have become an Ambulance chasing mob like the USA

I couldn't agree more threedogs. It's quite sad really that people can't or won't take responsibility for themselves and their actions.


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[NP99]

I couldn't agree more threedogs. It's quite sad really that people can't or won't take responsibility for themselves and their actions.


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Or set about to make a living from compensation!!!

[choppie]

This forum is a community of like-minded people who enjoy the great outdoors in their Patrols.

It is not an organisation or an incorporated club. It is a totally voluntary loose collection of people who share interests.

So it must be said that people who come along on members outings do so at their own risk, personal and material. Of course all care will be taken, however accidents can (and sometimes do) happen and that is the risk we all take on 4x4 outings.

It is expected each participant will carry appropriate insurance cover or be fully understanding of the level of insurance cover they have. This forum does not provide insurance to any participant.

Buffoonery or larrikinism won't be tolerated in this group for this very reason (I really don't expect this from our members anyway, but it needs to be said).

Likewise, if somebody is uncomfortable with any situation or decision made on an outing they are entitled to speak up and raise those concerns. Our group won't be pressuring people into situations they don't want to be in. Participants will be responsible for their own actions and entitled to make their own decisions.

So let's all get out there, have fun, make friends and enjoy the bush and each others company; but understand we all do so at our own risks.

AB, I think this should be bumped to the meet up in the centre thread to remind people of their own responsibility's

[Sir Roofy]

this forum is a community of like-minded people who enjoy the great outdoors in their patrols.

It is not an organisation or an incorporated club. It is a totally voluntary loose collection of people who share interests.

So it must be said that people who come along on members outings do so at their own risk, personal and material. Of course all care will be taken, however accidents can (and sometimes do) happen and that is the risk we all take on 4x4 outings.

It is expected each participant will carry appropriate insurance cover or be fully understanding of the level of insurance cover they have. This forum does not provide insurance to any participant.

Buffoonery or larrikinism won't be tolerated in this group for this very reason (i really don't expect this from our members anyway, but it needs to be said).

Likewise, if somebody is uncomfortable with any situation or decision made on an outing they are entitled to speak up and raise those concerns. Our group won't be pressuring people into situations they don't want to be in. Participants will be responsible for their own actions and entitled to make their own decisions.

So let's all get out there, have fun, make friends and enjoy the bush and each others company; but understand we all do so at our own risks.

here ya go john (t.d) dont know if you have seen this

[threedogs]

I remember after I first joined someone was organising a trip all I did was to remind them that its up to the individual to take actions for themselves and not put it on the trip leader so to speak, MR backed it up . but a few may forget and the first post should be read by anyone going on a forum related trip. nothing against BA and his trips just a reminder its nothing to do with him, shheeeesh

[Sir Roofy]

i remember after i first joined someone was organising a trip all i did was to remind them that its up to the individual to take actions for themselves and not put it on the trip leader so to speak, mr backed it up . But a few may forget and the first post should be read by anyone going on a forum related trip. Nothing against ba and his trips just a reminder its nothing to do with him, shheeeesh

he normaly does put something in his posts but as he said forgot this time as most going know
all care no responsabilty is the go

[healy]

It shouldnt have to be said at all its a forum not a 4x4 club